Combined GAP from Listers
Do you know how much you would get from your insurance policy if your vehicle was declared a write-off due to an accident, fire or theft?
Even with comprehensive cover, if your vehicle is written off, your insurance company only pay out the market value of your vehicle at the time of the write-off - and because vehicles depreciate over time, this may not cover the cost of your outstanding finance.
That’s where Listers Combined GAP Cover can help
Purchased your vehicle by cash?
Listers Combined GAP Cover makes up any shortfall from what your insurance company pay out (or the market value of the vehicle, if greater) and the purchase price of the vehicle.
Purchased your vehicle on Contract Hire?
Listers Combined GAP Cover makes up any shortfall between the total loss settlement by your motor insurer (or if greater, the market value) and the outstanding finance on your Contract Hire agreement.
Purchased your vehicle on Finance?
Listers Combined GAP Cover makes up any shortfall between the total loss settlement by your motor insurer (or if greater, the market value) and the greater of the two:
- Outstanding finance on your vehicle (GAP)
- Purchase price of your vehicle (Return to invoice)
Whether you’ve purchased your vehicle on finance, by cash or through Contract Hire, Listers Combined GAP cover is available for you.
View the terms and conditions and Insurance Product Information Document.
For more information on the range of services available, please view our What we do booklet.
| Vehicle Price |
Claim Limit |
2yr Retail Price |
3yr Retail Price |
| Up to £15,000 |
PPOV* |
£200 |
£300 |
| £15,001 - £25,000 |
PPOV* |
£265 |
£400 |
| £25,001 - £50,000 |
PPOV* |
£335 |
£500 |
| £50,001 - £75,000 |
£25,000 |
£400 |
£600 |
| £75,001 - £100,000 |
£35,000 |
£465 |
£700 |
| £100,001 - £125,000 |
£45,000 |
£535 |
£800 |
| £125,001 - £180,000 |
£50,000 |
£600 |
£900 |
*Vehicle purchase price is the on the road price excluding service plans, insurance premiums, delivery charges and fuel.
COVERED AGAINST ANY SHORTFALL
Covering you against the shortfall bewteen the purchase price of the vehicle and what the insurance company pays out, or the outstanding finance settlement, whichever is greater.
DEALER FITTED ACCESSORIES COVERED
Our Combined GAP Protection will cover dealer fitted accessories up to £1,500.
ADDITIONAL DRIVERS COVERED
Any driver is covered whilst driving your vehicle, as long as they have the policyholder’s permission and have comprehensive motor insurance.
UP TO £250 EXCESS
In the event of a policy payout, the benefit will also include up to £250 excess for the Motor Insurance Policy.