PCP Finance

Personal Contract Purchase Representative Example provided by Black Horse

More Finance Options
Vehicle Price
Customer Deposit
Total Amount of Credit
First Payment
Monthly Payments
47 × £519.06
Optional Final Payment
inc. Option to Purchase Fee
49 months
Annual Mileage
Excess Mileage Charge
Total Amount Payable
Fixed Rate of Interest

Representative APR: 7.9%


The following equipment is fitted to this new BMW 4 Series M440i xDrive MHT 5-door Step Auto:

Standard equipment and packs may be superseded by options fitted to this vehicle. Please ensure that you confirm the specification of this vehicle with the dealeship prior to making a final decision to purchase. Some optional equpiment data may not be final or confirmed by BMW.

Options and Packs

  • Fitted Options (Included in Price)

    19" 861 M Double-spoke Bicolour Jet Black Alloy Wheels -
    20" 862 Individual Aerodynamic Bicolour Midnight Grey Alloy Wheels -
    Active Guard Plus -
    Alarm System -
    Ambient Lighting -
    Backrest width adjustment -
    BMW Emergency Call -
    BMW Individual Lights Shadow Line -
    BMW Online Services -
    BMW TeleServices -
    Carbon Fibre Interior Trim -
    Colour: Dravit Grey -
    Comfort Access -
    Comfort Plus Pack -
    Connected Package Pro -
    DAB Radio -
    Deletion lumbar support/width adjustment passenger side -
    Electric Glass Sunroof -
    Electric Memory Seats -
    Enhanced Bluetooth with Wireless Charging -
    Extended storage -
    Folding Wing Mirrors with Auto-dimming -
    Front Heated Seats -
    Front Lumbar Support -
    Harman/Kardon Surround Sound Audio System -
    Head-Up Display -
    Heated Steering Wheel -
    Leather Dashboard -
    Live Cockpit Professional -
    M Adaptive Suspension -
    M Sport Brakes with Red Calipers -
    M Sport Seat Belts -
    Mild Hybrid Technology -
    OAAS Prep High-beam Assist -
    Parking Assistant -
    Passenger airbag deactivation front -
    Rear-view Mirror with Auto dimming -
    Sensatec Dashboard -
    Sun Protection Glass -
    Technology Pack -
    Trim: Black Full Merino Leather -
    Tyre Repair Kit -
    Warning Triangle -
    WiFi Hotspot -

    Driver Convenience

    Active guard plus Standard
    Attentiveness assist Standard
    Auto start-stop Standard
    BMW ConnectedDrive online services Standard
    BMW Live Cockpit Professional Nav with 12.3" instrument display + 10.25" display, Intelligent Voice Assist, BMW OS 7, HDD, 2USB, 4G LTE connect Standard
    BMW service history Standard
    BMW Teleservices Standard
    Brake pad wear indicator in front and rear Standard
    Check Control warning system for monitoring of lights and door/luggage compartment open warning Standard
    Condition based service Standard
    Electric bootlid Standard
    Electric power steering with Servotronic steering optimised at all speed ranges Standard
    Gearshift time display in manual mode Standard
    iDrive controller on centre console Standard
    Instrument cluster with speedometer with mph readout, tachometer, fuel gauge and oil temperature gauge Standard
    Integrated owners handbook Standard
    Oil sensor for level and grade, warning by check control system Standard
    On board computer - average speed, fuel consumption, outside temp display with acoustic warning, clock/date, service interval, odometer/trip meter Standard
    Optimum shift indicator Standard
    Variable sport steering Standard

    Passive Safety

    3 point seatbelts on all seats Standard
    Battery safety cut-off Standard
    BMW emergency call Standard
    Brake energy regeneration Standard
    Braking pre-tensioning Standard
    CBC - (Cornering brake control) Standard
    Child proof locking system in rear door Standard
    Child seat ISOFIX attachment for the two outer rear seats Standard
    Coasting in idle in ECO PRO mode Standard
    Crash sensor activating of airbags,Unlocking doors,hazard warning lights,fuel cut off,interior lighting+activation of safety battery terminal clamp Standard
    Driver and front passenger side airbags, integrated in the door side seat backrest bolsters for all seat variants Standard
    Driver/Front Passenger airbags Standard
    Dry braking Standard
    Dynamic brake control Standard
    Dynamic stability control + (DSC+) - Anti-lock Braking System (ABS) with brake assist and cornering brake control + Automatic Stability Control (ASC) Standard
    Dynamic Traction Control - DTC Standard
    Electromechanical parking brake including automatic hold function and automatic release of the parking brake when pulling away Standard
    Electronic differential lock control (EDLC) Standard
    Front and rear ventilated brake disc Standard
    Front passenger manual airbag deactivation Standard
    Head airbags for all 4 outer seats Standard
    Hill start assistant Standard
    M Sport seatbelts Standard
    Seat belt security check for driver and front passenger Standard
    Seat belt with belt stopper, pyrotechnic belt tensioners and belt force limiters Standard
    Side impact protection Standard
    Tyre pressure monitoring with three level warning strategy Standard
    Warning triangle and first aid kit Standard


    Alarm system (Thatcham 1) with remote control and electronic engine immobiliser Standard
    Central locking switch for all doors, fuel filler cap and luggage compartment Standard
    Remote control with integrated key one button open/close vehicle and windows, sole opening of the luggage compartment lid and panic mode Standard
    Start/stop button with Comfort Go keyless engine start and auto Start/stop deactivation button Standard
    Vehicle key with M specific designation Standard

    Interior Features

    12V power socket in front centre console Standard
    2 front cupholder in centre console with clamping elements and matt black inlay Standard
    3 rear headrests Standard
    3 seat bench in 2nd row Standard
    3 spoke M sport leather multifunction steering wheel Standard
    3 zone automatic air conditioning Standard
    4 pieces lashing eyelets in luggage compartment Standard
    40:20:40 split folding rear seat and rear centre armrest with two cupholders Standard
    Ambient lighting with welcome carpet light Standard
    Anthracite headlining Standard
    Armrest integrated in front and rear door trim + front centre console armrest Standard
    Four grab handles integrated in roof lining Standard
    Front and rear door pockets Standard
    Front and rear footwell lights Standard
    Front and rear reading lights Standard
    Front headrests Standard
    Heated driver and front passenger seats Standard
    Height adjustable mechanically and infinitely variable steering column Standard
    Illuminated armrest storage compartment Standard
    Illuminated glove compartment with separate small compartment Standard
    Luggage compartment light Standard
    Make-up mirror lights Standard
    Single front passenger seat Standard
    Storage compartment in rear centre console Standard
    Sunvisors with vanity mirrors and ticket pocket Standard
    Toolkit located in luggage compartment Standard
    Velour front floor mats Standard


    Reduced rolling resistance tyres Standard
    Tyre repair kit Standard

    Exterior Features

    3rd brake light Standard
    Acoustic glazing Standard
    Automatic headlight beam throw control with load dependent regulating reaction, dynamic compensation of braking dive and acceleration squat Standard
    Automatic windscreen wipers and automatic headlight Standard
    Automatically dimming electrochromatic rear view mirror Standard
    BMW emblem on engine compartment lid and tailgate Standard
    Body colour fuel filler flap Standard
    Body colour roof fin Standard
    Brushed aluminium inserts in the front door sill finishers with BMW designation Standard
    Dynamic brake lights Standard
    Electric windows - front and rear, with open/close fingertip control, anti trap facility and comfort closing function all round Standard
    Exterior mirrors - electrically folding with anti-dazzle Standard
    Fading support Standard
    Follow me home headlights Standard
    Front and rear bumper system Standard
    Front apron plastic in body colour Standard
    Green tinted heat protection glazing Standard
    Illuminated bow type door handles in body colour drivers side with door lock Standard
    Interior rear view electrochromatic mirror with automatic anti dazzle function Standard
    LED daytime running lights Standard
    Licence plate panel integrated into front bumper and tailgate Standard
    Lightweight engineering Standard
    M designation on front side panels, left and right Standard
    M rear spoiler in high gloss black Standard
    One piece front bumper cover including towing eye cover in body colour Standard
    Preparation for high beam assistant Standard
    Rear side wing doors Standard
    Rear wiper Standard
    Reversing light Standard
    Side frame decorative moulding black matt Standard
    Twin exhaust tailpipes x2 Standard
    Two part LED tailights in L-shape with components in smoked glass, brake light, LED turn indicator and rear fog light Standard
    Visible VIN plate Standard
    Welcome lights in interior and door handle area Standard
    Widened track and increased camber values for max transverse dynamics, agility and steering precision Standard
    Window recess cover black high gloss Standard
    Windscreen wipers with integrated heated washing jets Standard
    xDrive designation on left tailgate Standard


    DAB tuner Standard
    Electronic service booklet Standard


    48V Mild hybrid technology Standard
    8 speed automatic steptronic transmission with gearshift paddles Standard
    Adaptive M suspension Standard
    Driving experience modes - Comfort,ECO PRO,Sport and Sport+ mode Standard
    Low centre of gravity Standard
    M Sport differential Standard
    Petrol Particulate Filter Standard
    Stroke dependent dampers Standard
    xDrive system permanent all-wheel drive variable torque distribution Standard



Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.

Listers Group is not a Credit Lender. We are neither an independent Credit Broker nor an Independent Financial Adviser. We will only introduce you to a small number of carefully selected finance providers (a list is available upon request) who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. No fee is charged for any of the above services. However we may receive payment and/or reward from the finance provider if you decide to enter into an agreement with them. If you would like us to disclose any potential commission please make your request to our office address on our contact page or by email to commissions@listers.co.uk.

Please note the figures shown are intended as a guide only. While we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

HP Finance

What is HP finance? £1,678.23 per month

Hire Purchase Representative Example provided by Black Horse.

Finance Product
Duration of Agreement
36 Months
Vehicle Price
Customer Deposit
Total Deposit
Balance to Finance
Total Charge For Credit
Total Amount Payable
36 Monthly Payments
7.9% APR
Interest Rate (Fixed)

PCP Finance

What is PCP finance? £1,096.25 per month

Personal Contract Purchase Representative Example provided by Black Horse.

Duration of Agreement
37 Months
Finance Product
Vehicle Price
Customer Deposit
Total Deposit
Balance to Finance
Total Charge For Credit
Total Amount Payable
36 Monthly Payments
Optional Final Payment
Option To Purchase Fee
Contract Length
37 Months
7.9% APR
Interest Rate (Fixed)
Mileage per annum
Excess Mileage Charge

Technical Specifications

  • Max Speed 155 mph
  • Max Power 369 bhp
  • Height: 1,442 mm Width: 1852 mm Width (inc. mirrors): 2,073 mm Front Scale Front Dimensions
    Wheelbase: 2,856 mm Length: 4,783 mm Side Scale Side Dimensions
  • Engine and Drive Train

    Cylinders: Bore
    82 mm
    Cylinders: Stroke
    94.6 mm
    Cylinder Layout
    Number of Valves
    Fuel Delivery
    Turbo Injection
    Catalytic Convertor
    Engine Layout
    North South
    Compression Ratio
    8 Speed
    Engine Code
  • Performance

    4.7 secs
    Top Speed
    155 mph
    Engine Power
    374 BHP/PS
    Engine Power in PS?
    Engine Power
    275 kW
    Engine Power At
    5,500 RPM
    Engine Torque
    369 lbs/ft
    Engine Torque
    500 Nm
    Engine Torque At
    1900 RPM
  • Fuel Consumption - ICE

    EC Directive 1999/100/EC Applies
    WLTP FC Low
    23.7 mpg
    WLTP FC Medium
    34.4 mpg
    WLTP FC High
    40.9 mpg
    WLTP FC Extra High
    37.7 mpg
    WLTP FC Comb
    35.3 mpg
    WLTP FC Comb: Min
    35.3 mpg
    WLTP FC Comb: Max
    33.6 mpg
    WLTP FC Low
    11.9 l/100km
    WLTP FC Medium
    8.2 l/100km
    WLTP FC High
    6.9 l/100km
    WLTP FC Extra High
    7.5 l/100km
    WLTP FC Comb
    8 l/100km
    WLTP FC Comb: Min
    8 l/100km
    WLTP FC Comb: Max
    8.4 l/100km
  • Emissions - ICE

    Standard Euro Emissions
    Euro 6
    WLTP CO2 Low
    272 g/km
    WLTP CO2 Medium
    186 g/km
    WLTP CO2 High
    156 g/km
    WLTP CO2 Extra High
    170 g/km
    WLTP CO2 Comb
    182 g/km
    WLTP CO2 Comb: Max
    190 g/km
    WLTP CO2 Comb: Min
    182 g/km
  • Tyres

    Tyre Size Front
    245/40 R19
    Tyre Size Rear
    255/40 R19
    Tyre Size Spare
    Tyre Repair Kit
    Wheel Type
    19" Alloy
    Wheel Style
    Double Spoke Style 861M
    Space Saver?
  • Weight and Capacities

    Minimum Kerbweight
    1,825 kg
    Gross Vehicle Weight
    2,380 kg
    Fuel Tank Capacity
    59 Litres
    Max. Towing Weight: Braked
    1,800 kg
    Max. Towing Weight: Unbraked
    750 kg
    Max. Loading Weight
    555 kg
    Luggage Capacity (Seats Up)
    470 Litres
    No. of Seats
    Max. Roof Load
    75 kg
    Luggage Capacity (Seats Down)
    1,290 Litres
    Turning Circle: Kerb to Kerb
    12 m
  • General

    Standard manufacturer's warranty
    3 Years
    Standard manufacturer's warranty
    999,999 Miles
    Special Edition
    Special Order
    Service Interval
    18,000 Miles
    Service Interval Frequency
    24 Months
    Badge Power
    374 BHP/PS
    Badge Engine CC
    Vehicle Homologation Class
    Generation Mark
    Alternative Fuel Qualifying
  • Test Cycles

    Emissions Test Cycle
    RDE Certification Level
    RDE 2

Running Costs

Calculate approximately how much a year’s worth of fuel would cost according to usage:


EC Urban mpg
EC Extra Urban mpg
EC Combined 33.6 mpg

Filling Up

Tank Size 59 litres
Cost to fill £112.65

Annual Estimate

Total Fuel Use 1,353.00 litres
Total Fuel Cost £2,583.29
Road Fund Licence

Featured BMW 4 SERIES Review: ‘GRAN DESIGN’


Car and Driving’s Independent New Review of the BMW 4 Series Gran Coupe

By Jonathan Crouch
Added 18th June, 2021

BMW’s 4 Series Gran Coupe has evolved nicely in second generation form. Jonathan Crouch takes a look.

Read the full article

See more reviews in our BMW 4 SERIES independent review section.

Terms and Conditions:
  1. Does not include first registration fee or road fund licence, and may be subject to change. See our terms and conditions of use for more information. Please check with your local centre for further details.
  2. You should contact the dealership to confirm price, specification and availability prior to viewing. When ordering a vehicle, it is your responsibility to check that the specification and fitted extras meet your requirements.
  3. Emissions and efficiency data taken from official test results, where available, when new. Data shown is intended to provide a standard figure for comparing the relative fuel economy of different vehicles of a similar age and condition, and does not represent the average fuel consumption that will be achieved on the road. Actual figures will depend on factors including the age of the vehicle, how it has been maintained, road and weather conditions and driving style.