PCP Finance

Personal Contract Purchase Representative Example provided by Volkswagen Financial Services (UK) Limited

More Finance Options
Vehicle Price
£20,421.00
Customer Deposit
£5,000.00
Deposit Contribution
£750.00
Total Deposit
£5,750.00
Total Amount of Credit
£14,671.00
First Payment
£182.84
Monthly Payments
47 × £182.84
Optional Final Payment
£9,010.00
inc. Option to Purchase Fee
£10.00
Duration
49 months
Annual Mileage
8,000
Excess Mileage Charge
4ppm
Total Amount Payable
£23,536.32
Fixed Rate of Interest
6.56%

Representative APR: 6.6%

Accessories

The following equipment is fitted to this new Volkswagen Polo 1.0 TSI Life 5-door :

Standard equipment and packs may be superseded by options fitted to this vehicle. Please ensure that you confirm the specification of this vehicle with the dealeship prior to making a final decision to purchase. Some optional equpiment data may not be final or confirmed by Volkswagen.

Options and Packs

Price
  • Fitted Options (Included in Price)

    Colour: Reef Blue Metallic £630
    Full size spare wheel £105
    Polo £160
    Trim: Titanium Black/Titanium Black/Black/ Ceramique -

    Driver Convenience

    Adaptive cruise control without follow-to-stop and speed limiter Standard
    Bluetooth mobile phone interface Standard
    Driver alert system Standard
    Emergency call service Standard
    Front assist system Standard
    Power assisted speed sensitive steering Standard
    Preparation for We connect and We connect plus Standard
    Speedo and rev counter, electronic odometer, trip, service interval display and fuel gauge Standard
    Standard rear axle Standard
    Travel Assist - Lane keeping system and traffic jam assist Standard
    Travel assist including emergency assist Standard
    Trip computer Standard
    Warning signal and warning light for front and rear seatbelts not fastened Standard
    Washer fluid level indicator Standard
    Wireless app connect Standard

    Passive Safety

    3 point height adj front seatbelts + pretensioners Standard
    3x3 point rear seatbelts Standard
    ABS Standard
    Driver and front passenger airbag with front passenger airbag deactivation Standard
    Drivers and front passengers safety optimised head restraints Standard
    ESC (Electronic stability control) + EDL (Electronic Differntial lock) and ASR (Traction control) Standard
    Extended and predictive pedestrian/ cyclist protection Standard
    Front curtain and side airbags with center airbag Standard
    Front disc brakes Standard
    Hill hold control Standard
    Manual child lock in rear doors Standard
    Rear drum brakes Standard
    Single tone horn Standard
    Tyre pressure loss indicator Standard

    Security

    Alarm with interior protection Standard
    Anti-theft alarm system with interior monitoring, backup horn, and towing protection Standard
    Anti-theft wheel bolts Standard
    Electronic engine immobiliser Standard

    Interior Features

    12V power socket in centre console Standard
    2 front and 2 rear reading lights Standard
    2 USB-C ports in the front, 2 USB-C charging sockets on the center console in the rear Standard
    3 rear head restraints Standard
    60/40 split folding rear seat and rear seat bench not split Standard
    Ceramique headliner Standard
    Door and side trim panel Standard
    Driver and front passenger seat height adjustment Standard
    Driver/passenger sunvisors with illuminated vanity mirrors Standard
    Front centre armrest Standard
    Front seat backrest storage pockets Standard
    Front standard seats Standard
    Handbrake lever handle in leather Standard
    Hartley/Thomas cloth upholstery Standard
    Isofix child seat preparation easy-fit (for two outer rear seats, and front passenger seat) compatible with I-size Standard
    Leather trimmed gear knob Standard
    Luggage compartment cover Standard
    Luggage compartment floor Standard
    Luggage compartment lighting Standard
    Multifunction steering wheel Standard
    Single front passenger seat Standard
    Standard pedal cluster Standard

    Wheels

    Low rolling resistance tyres Standard

    Trim

    Lava stone black gloss/matt decorative inserts in dash and front door panels Standard

    Exterior Features

    Automatic dimming interior rear view mirror Standard
    Body colour bumpers Standard
    Body colour door handles Standard
    Body colour door mirrors Standard
    Chrome plated radiator grille inserts, air vent surrounds and light switch surrounds Standard
    Electric front windows Standard
    Heat insulating glass in side and rear windows Standard
    Heat insulating glass windscreen Standard
    Power folding adjustable/heated exterior mirrors and front passenger exterior mirror lowering function Standard
    Rain sensor Standard
    Rear electric windows Standard
    Rear fog light Standard
    Rear side wing doors Standard
    Rear windscreen washer and wiper with interval delay Standard
    Third brake light Standard

    Entertainment

    DAB Digital radio Standard
    Diversity antenna for FM reception Standard
    Front and rear 6 speakers Standard

    Engine/Drivetrain/Suspension

    Front wheel drive Standard
    Rear shock absorpion Standard
    Start-stop system with battery regeneration (recuperation - energy recovery during braking) Standard

Financing

£

Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.

Listers Group is not a Credit Lender. We are neither an independent Credit Broker nor an Independent Financial Adviser. We will only introduce you to a small number of carefully selected finance providers (a list is available upon request) who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. No fee is charged for any of the above services. However we may receive payment and/or reward from the finance provider if you decide to enter into an agreement with them. If you would like us to disclose any potential commission please make your request to our office address on our contact page or by email to commissions@listers.co.uk.

Please note the figures shown are intended as a guide only. While we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

HP Finance

What is HP finance?

.

We are unable to provide a HP quotation for this vehicle with the current settings. This may be due to the vehicle’s age and/or its current mileage being too high.

You may need to adjust your preferences.

PCP Finance

What is PCP finance? £276.05 per month

Personal Contract Purchase Representative Example provided by Volkswagen Financial Services (UK) Limited.

  • A contribution of £750.00 towards the finance deposit has been made.
Duration of Agreement
37 Months
Finance Product
Solutions (PCP)
Vehicle Price
£20,421.00
Customer Deposit
£2,500.00
Finance Deposit Allowance (FDA)
£750.00
Total Deposit
£3,250.00
Balance to Finance
£17,171.00
Total Charge For Credit
£2,699.30
Total Amount Payable
£23,120.30
36 Monthly Payments
£276.05
Optional Final Payment
£9,932.50
Option To Purchase Fee
£10.00
Contract Length
37 Months
APR
6.6% APR
Interest Rate (Fixed)
6.59%
Mileage per annum
10,000
Excess Mileage Charge
3.98ppm

Technical Specifications

  • Max Speed 116 mph
  • Max Power 94 bhp
  • Height: 1,451 mm Width: 1751 mm Front Scale Front Dimensions
    Wheelbase: 2,552 mm Length: 4,074 mm Side Scale Side Dimensions
  • Engine and Drive Train

    Cylinders: Bore
    74.5 mm
    Cylinders: Stroke
    76.4 mm
    CC
    999
    Cylinders
    3
    Cylinder Layout
    In-Line
    Number of Valves
    12
    Camshaft
    DOHC
    Fuel Delivery
    Turbo Direct Injection
    Catalytic Convertor
    Yes
    Engine Layout
    Front Transverse
    Compression Ratio
    11.5:1
    Transmission
    Manual
    Gears
    5 Speed
    Engine Code
    Dlac
  • Performance

    0-60mph
    10.8 secs
    Top Speed
    116 mph
    Engine Power
    95 BHP/PS
    Engine Power in PS?
    Yes
    Engine Power
    70 kW
    Engine Power At
    5,000 RPM
    Engine Torque
    129 lbs/ft
    Engine Torque
    175 Nm
    Engine Torque At
    1600 RPM
  • Fuel Consumption - ICE

    EC Directive 1999/100/EC Applies
    No
    WLTP FC Low: Min
    42.2 mpg
    WLTP FC Low: Max
    40.4 mpg
    WLTP FC Medium: Min
    56.5 mpg
    WLTP FC Medium: Max
    52.3 mpg
    WLTP FC High: Min
    62.8 mpg
    WLTP FC High: Max
    58.9 mpg
    WLTP FC Extra High: Min
    53.3 mpg
    WLTP FC Extra High: Max
    48.7 mpg
    WLTP FC Comb: Min
    54.3 mpg
    WLTP FC Comb: Max
    50.4 mpg
    WLTP FC Low: Min
    6.7 l/100km
    WLTP FC Low: Max
    7 l/100km
    WLTP FC Medium: Min
    5 l/100km
    WLTP FC Medium: Max
    5.4 l/100km
    WLTP FC High: Min
    4.5 l/100km
    WLTP FC High: Max
    4.8 l/100km
    WLTP FC Extra High: Min
    5.3 l/100km
    WLTP FC Extra High: Max
    5.8 l/100km
    WLTP FC Comb: Min
    5.2 l/100km
    WLTP FC Comb: Max
    5.6 l/100km
  • Emissions - ICE

    Standard Euro Emissions
    Euro 6
    WLTP CO2 Comb
    118 g/km
    WLTP CO2 Comb: Max
    127 g/km
    WLTP CO2 Comb: Min
    118 g/km
  • Tyres

    Tyre Size Front
    185/65 R15
    Tyre Size Rear
    185/65 R15
    Tyre Size Spare
    Tyre Repair Kit
    Wheel Type
    15" Alloy
    Wheel Style
    Essex
    Alloys?
    Yes
    Space Saver?
    No
  • Weight and Capacities

    Minimum Kerbweight
    1,093 kg
    Gross Vehicle Weight
    1,620 kg
    Fuel Tank Capacity
    40 Litres
    Max. Towing Weight: Braked
    1,000 kg
    Max. Towing Weight: Unbraked
    580 kg
    Max. Loading Weight
    527 kg
    Luggage Capacity (Seats Up)
    351 Litres
    No. of Seats
    5
    Max. Roof Load
    75 kg
    Luggage Capacity (Seats Down)
    1,380 Litres
    Turning Circle: Kerb to Kerb
    10.6 m
  • General

    Standard manufacturer's warranty
    3 Years
    Standard manufacturer's warranty
    60,000 Miles
    Manufacturer's Paintwork Guarantee
    3 Years
    Man Corrosion Perforation Guarantee
    12 Years
    Special Edition
    No
    Special Order
    No
    Service Interval
    18,600 Miles
    Service Interval Frequency
    24 Months
    NCAP Adult Occupant Protection %
    94
    NCAP Child Occupant Protection %
    80
    NCAP Pedestrian Protection %
    70
    NCAP Safety Assist %
    70
    NCAP Overall Rating
    5
    Badge Power
    95 BHP/PS
    Badge Engine CC
    1
    Vehicle Homologation Class
    M1
    Generation Mark
    6
    Alternative Fuel Qualifying
    No
  • Test Cycles

    Emissions Test Cycle
    Wltp
    RDE Certification Level
    RDE 2

Running Costs

Calculate approximately how much a year’s worth of fuel would cost according to usage:

Efficiency

EC Urban mpg
EC Extra Urban mpg
EC Combined 50.4 mpg

Filling Up

Tank Size 40 litres
Cost to fill £76.37

Annual Estimate

Total Fuel Use 902.00 litres
Total Fuel Cost £1,722.19
Road Fund Licence

Featured VOLKSWAGEN POLO Review: ‘GET MINTED’

(75/110)

Car and Driving’s Independent New Review of the Volkswagen Polo Range

By Jonathan Crouch
Added 23rd June, 2017 , updated 13th September, 2021

The sixth generation Volkswagen Polo has been much improved in this updated form. Jonathan Crouch takes a look.

Read the full article

See more reviews in our VOLKSWAGEN POLO independent review section.

Terms and Conditions:
  1. Does not include first registration fee or road fund licence, and may be subject to change. See our terms and conditions of use for more information. Please check with your local centre for further details.
  2. You should contact the dealership to confirm price, specification and availability prior to viewing. When ordering a vehicle, it is your responsibility to check that the specification and fitted extras meet your requirements.
  3. Emissions and efficiency data taken from official test results, where available, when new. Data shown is intended to provide a standard figure for comparing the relative fuel economy of different vehicles of a similar age and condition, and does not represent the average fuel consumption that will be achieved on the road. Actual figures will depend on factors including the age of the vehicle, how it has been maintained, road and weather conditions and driving style.