PCP Finance

Personal Contract Purchase Representative Example provided by Volkswagen Financial Services (UK) Limited

More Finance Options
Vehicle Price
Customer Deposit
Deposit Contribution
Total Deposit
Total Amount of Credit
First Payment
Monthly Payments
47 × £220.88
Optional Final Payment
inc. Option to Purchase Fee
49 months
Annual Mileage
Excess Mileage Charge
Total Amount Payable
Fixed Rate of Interest

Representative APR: 7.5%


The following equipment is fitted to this new Volkswagen T-Cross 1.0 TSI (110 PS) R-Line 5-door DSG:

Standard equipment and packs may be superseded by options fitted to this vehicle. Please ensure that you confirm the specification of this vehicle with the dealeship prior to making a final decision to purchase. Some optional equpiment data may not be final or confirmed by Volkswagen.

Options and Packs

  • Fitted Options (Included in Price)

    Colour: Reef Blue Metallic £675
    Winter pack £345
    Trim: Flint Grey-Titanium Black/Titanium Black/Titanium Black -

    Driver Convenience

    'Lights On' Reminder warning buzzer Standard
    2D/3D map view Standard
    Active info display - 10.25" High resolution TFT dash display screen Standard
    Adaptive cruise control including front assist, forward collision warning, autonomous emergency braking, speed limiter Standard
    Blind spot monitoring Standard
    Bluetooth telephone and audio connection for compatible devices Standard
    Car information display Standard
    Driver alert system Standard
    eCall emergency call system Standard
    Lane assist Standard
    Low washer fluid warning light Standard
    Multifunction computer with visual gear change recommendation for fuel consumption Standard
    Operating permit alteration Standard
    Power assisted speed sensitive steering Standard
    Speed limit display Standard
    Speedo, rev counter, electronic odometer, trip, service interval display, exterior temperature and fuel gauge Standard
    Stop/start system Standard
    Tailgate Standard
    Warning sound and light for doors and tailgate open Standard
    Warning sound and light for front seatbelts unfastened Standard
    We connect plus preparation Standard
    Wireless Car net app connect with Apple CarPlay, combined functionality of Apple CarPlay/Android Auto and MirrorLink Standard

    Passive Safety

    3-point seat belts in front with electric tensioner + height adjustment Standard
    Anti-lock Braking System (ABS) with Hydraulic Brake Assist (HBA) Standard
    Automatic post collision braking system Standard
    Driver and front passenger safety-optimised head restraints Standard
    Drivers and Front Passengers airbags with front passengers airbag deactivation switch Standard
    ESC with EDL, ASR, EDTC and trailer stabilisation function Standard
    Front and rear curtain airbags Standard
    Front seat side impact airbags Standard
    Hill start assist Standard
    Pre crash preventive occupant protection Standard
    Proactive passenger protection system in combination with front assist Standard
    Rear door child safety locks Standard
    Rigid safety cell with front and rear crumple zones Standard
    Single torn horn Standard
    Tyre pressure loss indicator Standard
    Volkswagen roadside assistance Standard


    Alarm with interior protection and deactivation via infotainment system Standard
    Child security locks in rear doors Standard
    Electronic engine immobiliser Standard
    Remote tailgate unlocking using key fob Standard

    Interior Features

    12V Accessory socket in centre console Standard
    2 Front and rear reading lights incorporating LED technology Standard
    2 Zone electronic climate control with automatic air recirculation Standard
    3 rear head restraints and 3 rear three point seat belts with ECE label Standard
    3 seat bench in 2nd row Standard
    60/40 split folding rear seat backrest Standard
    Ambient lighting and sourround lighting Standard
    Black headlining Standard
    Branded points of interest Standard
    Brushed stainless steel pedals Standard
    Carbon flag cloth upholstery Standard
    Drawer under drivers seat Standard
    Driver and front passenger sunvisor with vanity mirror Standard
    Driver's sunvisor with ticket holder Standard
    Dust and pollen filter Standard
    Front and rear carpet mats with contrast stitching Standard
    Front centre armrest with storage compartment Standard
    Front footwell illumination Standard
    Front seat back storage pockets Standard
    Front seat R Line logo with rear seat backrest Standard
    Front sports seat with height and lumbar adjustment Standard
    Glovebox Standard
    Heating and fresh air system with 4 stage blower Standard
    Height/reach adjust steering wheel Standard
    Instrument lighting white adjustable panel illumination Standard
    Interior light with delay Standard
    Isofix child seat preparation for 2 rear child seats Standard
    Leather trimmed three spoke multifunction steering wheel with contrast stitching and aluminium inserts with R Line logo Standard
    Luggage compartment cover Standard
    Luggage compartment lighting Standard
    Moveable and foldable Rear bench seat Standard
    Scuff plates in door apertures Standard
    Steering wheel paddle shift Standard
    Storage compartment in drivers and front passengers door Standard


    18" Nevada black alloy wheels Standard
    Breakdown kit Standard


    Race decorative inserts in dash and doors Standard

    Exterior Features

    Automatic hazard lights activation under emergency braking Standard
    Body colour door handles Standard
    Body colour door mirrors with integrated indicators Standard
    Body colour rear roof spoiler Standard
    Body coloured bumpers Standard
    Dusk sensor + automatic driving lights Standard
    Electrically foldable, adjustable and heated door mirrors with reverse activated kerb view adjustment on passenger's side Standard
    Front and rear electric windows Standard
    Front fog lights with static cornering function Standard
    Galvanised body Standard
    Heated rear window Standard
    LED third brake light Standard
    Lower door sills and door pillars in black Standard
    Radiator grille with chrome trim and chrome bezel front fog lamp Standard
    Rear fog light on one side, reversing light on both sides Standard
    Rear lights incorporating LED technology Standard
    Rear side wing doors Standard
    Rear tinted glass 65% approx light absorbing from B pillar backwards Standard
    Rear window aerial Standard
    Rear windscreen washer and wiper with interval delay Standard
    Reflectors in all doors Standard
    Silver roof rails Standard
    Stainless steel door sill protection Standard
    Tailgate with integrated roof spoiler Standard
    Unique R Line badging Standard
    Windscreen wipers/ intermittent wipe + 4 position delay Standard


    2x USB connection with USB charging sockets and in rear centre console Standard
    DAB Digital radio receiver Standard
    Diversity antenna for FM reception Standard
    Multi device interface (MDI) with USB connection Standard
    Music playback - MP3, WMA and AAC files Standard
    Premium USB cable for Apple or Android smartphone compatibility Standard
    Simultaneous pairing of 2 compatible mobile devices Standard
    SMS Functionality Standard
    Three route options - Fast, Short, Eco Standard
    Title and cover art display Standard


    Battery regeneration during braking Standard
    Misfuel prevention device Standard



Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.

Please note the figures shown are intended as a guide only. While we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

See more finance information4

HP Finance

What is HP finance?

We are unable to provide a HP quotation for this vehicle with the current settings. This may be due to the vehicle’s age and/or its current mileage being too high.

You may need to adjust your preferences.

PCP Finance

What is PCP finance? £465.12 per month

Personal Contract Purchase Illustrative Example provided by Volkswagen Financial Services (UK) Limited. Terms and conditions apply

  • A contribution of £1,500.00 towards the finance deposit has been made.
Duration of Agreement
37 Months
Finance Product
Solutions (PCP)
Vehicle Price
Customer Deposit
Finance Deposit Allowance (FDA)
Total Deposit
Balance to Finance
Total Charge For Credit
Total Amount Payable
36 Monthly Payments
Optional Final Payment
Option To Purchase Fee
Contract Length
37 Months
7.5% APR
Interest Rate (Fixed)
Mileage per annum
Excess Mileage Charge
Cash Price Inc VAT

Technical Specifications

  • Max Speed 117 mph
  • Max Power 108 bhp
  • Height: 1,573 mm Height (inc. roof rails): 1,584 mm Width: 1760 mm Width (inc. mirrors): 1,977 mm Front Scale Front Dimensions
    Wheelbase: 2,551 mm Length: 4,108 mm Side Scale Side Dimensions
  • Engine and Drive Train

    Cylinder Layout
    Number of Valves
    Fuel Delivery
    Turbo Direct Injection
    Catalytic Convertor
    Engine Layout
    Front Transverse
    7 Speed
    Engine Code
  • Performance

    11.3 secs
    Top Speed
    117 mph
    Engine Power
    110 BHP/PS
    Engine Power in PS?
    Engine Power
    81 kW
    Engine Torque
    148 lbs/ft
    Engine Torque
    200 Nm
    Engine Torque At
    2000 RPM
  • Fuel Consumption - ICE

    EC Directive 1999/100/EC Applies
    WLTP FC Low
    35.3 mpg
    WLTP FC Medium
    45.6 mpg
    WLTP FC High
    51.4 mpg
    WLTP FC Extra High
    42.8 mpg
    WLTP FC Comb
    44.1 mpg
    WLTP FC Low: Min
    35.3 mpg
    WLTP FC Low: Max
    34.9 mpg
    WLTP FC Medium: Min
    45.6 mpg
    WLTP FC Medium: Max
    45.6 mpg
    WLTP FC High: Min
    51.4 mpg
    WLTP FC High: Max
    50.4 mpg
    WLTP FC Extra High: Min
    42.8 mpg
    WLTP FC Extra High: Max
    42.8 mpg
    WLTP FC Comb: Min
    44.1 mpg
    WLTP FC Comb: Max
    44.1 mpg
    WLTP FC Low
    8 l/100km
    WLTP FC Medium
    6.2 l/100km
    WLTP FC High
    5.5 l/100km
    WLTP FC Extra High
    6.6 l/100km
    WLTP FC Comb
    6.4 l/100km
    WLTP FC Low: Min
    8 l/100km
    WLTP FC Low: Max
    8.1 l/100km
    WLTP FC Medium: Min
    6.2 l/100km
    WLTP FC Medium: Max
    6.2 l/100km
    WLTP FC High: Min
    5.5 l/100km
    WLTP FC High: Max
    5.6 l/100km
    WLTP FC Extra High: Min
    6.6 l/100km
    WLTP FC Extra High: Max
    6.6 l/100km
    WLTP FC Comb: Min
    6.4 l/100km
    WLTP FC Comb: Max
    6.4 l/100km
  • Emissions - ICE

    Standard Euro Emissions
    Euro 6
    WLTP CO2 Comb
    144 g/km
    WLTP CO2 Comb: Max
    145 g/km
    WLTP CO2 Comb: Min
    144 g/km
  • Tyres

    Tyre Size Front
    215/45 R18
    Tyre Size Rear
    215/45 R18
    Tyre Size Spare
    Tyre Repair Kit
    Wheel Type
    18" Alloy
    Wheel Style
    Space Saver?
  • Weight and Capacities

    Minimum Kerbweight
    1,215 kg
    Gross Vehicle Weight
    1,760 kg
    Fuel Tank Capacity
    40 Litres
    Max. Towing Weight: Braked
    1,100 kg
    Max. Towing Weight: Unbraked
    640 kg
    Max. Loading Weight
    545 kg
    Luggage Capacity (Seats Up)
    455 Litres
    No. of Seats
    Max. Roof Load
    75 kg
    Luggage Capacity (Seats Down)
    1,281 Litres
    Turning Circle: Kerb to Kerb
    10.6 m
  • General

    Standard manufacturer's warranty
    3 Years
    Standard manufacturer's warranty
    60,000 Miles
    Manufacturer's Paintwork Guarantee
    3 Years
    Man Corrosion Perforation Guarantee
    12 Years
    Special Edition
    Special Order
    Service Interval
    9,300 Miles
    Service Interval Frequency
    12 Months
    NCAP Adult Occupant Protection %
    NCAP Child Occupant Protection %
    NCAP Pedestrian Protection %
    NCAP Safety Assist %
    NCAP Overall Rating
    Badge Power
    110 BHP/PS
    Badge Engine CC
    Vehicle Homologation Class
    Generation Mark
    Alternative Fuel Qualifying
  • Test Cycles

    Emissions Test Cycle
    RDE Certification Level
    RDE 2

Running Costs

Calculate approximately how much a year’s worth of fuel would cost according to usage:


EC Urban mpg
EC Extra Urban mpg
EC Combined 44.1 mpg

Filling Up

Tank Size 40 litres
Cost to fill £57.14

Annual Estimate

Total Fuel Use 1,030.86 litres
Total Fuel Cost £1,472.69
Road Fund Licence £255.00

Company Car Costs

Tax Year to 5th April P11D Value Percentage Charge Benefit in Kind Tax payable at 20% Tax payable at 40% Tax payable at 45%
2023/2024 £30,791 33% £10,161.03 £2,033 £4,065 £4,573
2024/2025 £30,791 33% £10,161.03 £2,033 £4,065 £4,573
2025/2026 £30,791 34% £10,468.94 £2,094 £4,188 £4,712



Car and Driving’s Independent Used Review of the Volkswagen T-Cross (2019 - 2023)

By Jonathan Crouch
Added 11th August, 2023

Think of a Volkswagen Polo with a more adventurous image, a slightly larger cabin and a more flexible interior. You’re picturing this car, Volkswagen’s smallest SUV, the T-Cross, launched back in 2019. It’s trendy, quite sophisticated and very acceptably efficient, thanks to its 1.0-litre TSI petrol and 1.6 TDI diesel engine options. And you can make it very much your own. What’s not to like?

Read the full article

See more reviews in our VOLKSWAGEN T-CROSS independent review section.

Terms and Conditions:
  1. Does not include first registration fee or road fund licence, and may be subject to change. See our terms and conditions of use for more information. Please check with your local centre for further details.
  2. You should contact the dealership to confirm price, specification and availability prior to viewing. When ordering a vehicle, it is your responsibility to check that the specification and fitted extras meet your requirements.
  3. Emissions and efficiency data taken from official test results, where available, when new. Data shown is intended to provide a standard figure for comparing the relative fuel economy of different vehicles of a similar age and condition, and does not represent the average fuel consumption that will be achieved on the road. Actual figures will depend on factors including the age of the vehicle, how it has been maintained, road and weather conditions and driving style.
  4. Listers Group Limited and its appointed representatives are credit brokers and not credit lenders. We are not independent, as we have contractual relationships with some lenders. Our approach is to introduce you to the manufacturer's finance company. If they are not able to make you a finance offer, we will submit a proposal to one of our independent finance providers where we are permitted to do so. We do choose from a panel of lenders but do not conduct a market appraisal. In the event that none of our lenders are unable to provide credit, we will refer you to a broker to attempt to source credit for you. The available terms from this broker may well be inferior to the two lenders we initially introduced to you. We act on the lenders' behalf as an agent when making introductions. We offer a non-advised service. We cannot advise or provide any recommendation. We will provide you with sufficient information on the lender’s financial products, but it is for you to decide whether the finance product you choose is right for you. The decision as to whether to enter into any credit agreement on the terms offered is yours.

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