PCP Finance

Personal Contract Purchase Representative Example provided by Volkswagen Financial Services (UK) Limited

More Finance Options
Vehicle Price
Customer Deposit
Deposit Contribution
Total Deposit
Total Amount of Credit
First Payment
Monthly Payments
47 × £274.12
Optional Final Payment
inc. Option to Purchase Fee
49 months
Annual Mileage
Excess Mileage Charge
Total Amount Payable
Fixed Rate of Interest

Representative APR: 6.6%


The following equipment is fitted to this new Volkswagen T-Cross 1.5 TSI EVO R-Line 5-door DSG:

Standard equipment and packs may be superseded by options fitted to this vehicle. Please ensure that you confirm the specification of this vehicle with the dealeship prior to making a final decision to purchase. Some optional equpiment data may not be final or confirmed by Volkswagen.

Options and Packs

  • Fitted Options (Included in Price)

    Colour: Pure White -
    Trim: Flint Grey-Titanium Black/Titanium Black/Titanium Black -

    Driver Convenience

    'Lights On' Reminder warning buzzer Standard
    2D/3D map view Standard
    Active info display - 10.25" High resolution TFT dash display screen Standard
    Adaptive cruise control including front assist, forward collision warning, autonomous emergency braking, speed limiter Standard
    Blind spot monitoring Standard
    Bluetooth telephone and audio connection for compatible devices Standard
    Car information display Standard
    Driver alert system Standard
    eCall emergency call system Standard
    Lane assist Standard
    Low washer fluid warning light Standard
    Multifunction computer with visual gear change recommendation for fuel consumption Standard
    Operating permit alteration Standard
    Power assisted speed sensitive steering Standard
    Speed limit display Standard
    Speedo, rev counter, electronic odometer, trip, service interval display, exterior temperature and fuel gauge Standard
    Stop/start system Standard
    Warning sound and light for doors and tailgate open Standard
    Warning sound and light for front seatbelts unfastened Standard
    We connect plus preparation Standard
    Wireless Car net app connect with Apple CarPlay, combined functionality of Apple CarPlay/Android Auto and MirrorLink Standard

    Passive Safety

    Anti-lock Braking System (ABS) with Hydraulic Brake Assist (HBA) Standard
    Automatic post collision braking system Standard
    Driver and front passenger safety-optimised head restraints Standard
    Drivers and Front Passengers airbags with front passengers airbag deactivation switch Standard
    ESC with EDL, ASR, EDTC and trailer stabilisation function Standard
    Front and rear curtain airbags Standard
    Front seat side impact airbags Standard
    Height-adjustable front three-point seat belts with tensioners Standard
    Hill start assist Standard
    Pre crash preventive occupant protection Standard
    Rear door child safety locks Standard
    Rigid safety cell with front and rear crumple zones Standard
    Single torn horn Standard
    Tyre pressure loss indicator Standard
    Volkswagen roadside assistance Standard


    Alarm with interior protection and deactivation via infotainment system Standard
    Child security locks in rear doors Standard
    Electronic engine immobiliser Standard
    Remote tailgate unlocking using key fob Standard

    Interior Features

    12V Accessory socket in centre console Standard
    2 Front and rear reading lights incorporating LED technology Standard
    2 Zone electronic climate control with automatic air recirculation Standard
    3 rear head restraints and 3 rear three point seat belts Standard
    3 seat bench in 2nd row Standard
    60/40 split folding rear seat backrest Standard
    Ambient lighting and sourround lighting Standard
    Black headlining Standard
    Branded points of interest Standard
    Brushed stainless steel pedals Standard
    Carbon flag cloth upholstery Standard
    Drawer under drivers seat Standard
    Driver and front passenger sunvisor with vanity mirror Standard
    Driver's sunvisor with ticket holder Standard
    Dust and pollen filter Standard
    Front and rear carpet mats with contrast stitching Standard
    Front centre armrest with storage compartment Standard
    Front footwell illumination Standard
    Front seat back storage pockets Standard
    Front seat R Line logo with rear seat backrest Standard
    Front sports seat with height and lumbar adjustment Standard
    Glovebox Standard
    Heating and fresh air system with 4 stage blower Standard
    Height/reach adjust steering wheel Standard
    Instrument lighting white adjustable panel illumination Standard
    Interior light with delay Standard
    Isofix child seat preparation for 2 rear child seats Standard
    Leather trimmed three spoke multifunction steering wheel with contrast stitching and aluminium inserts with R Line logo Standard
    Luggage compartment cover Standard
    Luggage compartment lighting Standard
    Moveable and foldable Rear bench seat Standard
    Scuff plates in door apertures Standard
    Steering wheel paddle shift Standard
    Storage compartment in drivers and front passengers door Standard
    Variable boot floor Standard


    18" Nevada black alloy wheels Standard
    Breakdown kit Standard


    Race decorative inserts in dash and doors Standard

    Exterior Features

    Automatic hazard lights activation under emergency braking Standard
    Body colour door handles Standard
    Body colour door mirrors with integrated indicators Standard
    Body colour rear roof spoiler Standard
    Body coloured bumpers Standard
    Dusk sensor + automatic driving lights Standard
    Electrically foldable, adjustable and heated door mirrors with reverse activated kerb view adjustment on passenger's side Standard
    Front and rear electric windows Standard
    Front fog lights with static cornering function Standard
    Galvanised body Standard
    Heated rear window Standard
    LED third brake light Standard
    Lower door sills and door pillars in black Standard
    Radiator grille with chrome trim and chrome bezel front fog lamp Standard
    Rear fog light on one side, reversing light on both sides Standard
    Rear lights incorporating LED technology Standard
    Rear side wing doors Standard
    Rear tinted glass 65% approx light absorbing from B pillar backwards Standard
    Rear window aerial Standard
    Rear windscreen washer and wiper with interval delay Standard
    Reflectors in all doors Standard
    Silver roof rails Standard
    Stainless steel door sill protection Standard
    Tailgate with integrated roof spoiler Standard
    Unique R Line badging Standard
    Windscreen wipers/ intermittent wipe + 4 position delay Standard


    2x USB connection with USB charging sockets and in rear centre console Standard
    DAB Digital radio receiver Standard
    Diversity antenna for FM reception Standard
    Multi device interface (MDI) with USB connection Standard
    Music playback - MP3, WMA and AAC files Standard
    Premium USB cable for Apple or Android smartphone compatibility Standard
    Simultaneous pairing of 2 compatible mobile devices Standard
    SMS Functionality Standard
    Three route options - Fast, Short, Eco Standard
    Title and cover art display Standard


    Battery regeneration during braking Standard
    Misfuel prevention device Standard



Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.

Listers Group is not a Credit Lender. We are neither an independent Credit Broker nor an Independent Financial Adviser. We will only introduce you to a small number of carefully selected finance providers (a list is available upon request) who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. No fee is charged for any of the above services. However we may receive payment and/or reward from the finance provider if you decide to enter into an agreement with them. If you would like us to disclose any potential commission please make your request to our office address on our contact page or by email to commissions@listers.co.uk.

Please note the figures shown are intended as a guide only. While we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

HP Finance

What is HP finance?


We are unable to provide a HP quotation for this vehicle with the current settings. This may be due to the vehicle’s age and/or its current mileage being too high.

You may need to adjust your preferences.

PCP Finance

What is PCP finance? £449.18 per month

Personal Contract Purchase Representative Example provided by Volkswagen Financial Services (UK) Limited.

  • A contribution of £1,500.00 towards the finance deposit has been made.
Duration of Agreement
37 Months
Finance Product
Solutions (PCP)
Vehicle Price
Customer Deposit
Finance Deposit Allowance (FDA)
Total Deposit
Balance to Finance
Total Charge For Credit
Total Amount Payable
36 Monthly Payments
Optional Final Payment
Option To Purchase Fee
Contract Length
37 Months
6.6% APR
Interest Rate (Fixed)
Mileage per annum
Excess Mileage Charge

Technical Specifications

  • Max Speed 124 mph
  • Max Power 148 bhp
  • Height (inc. roof rails): 1,584 mm Width: 1760 mm Width (inc. mirrors): 1,977 mm Front Scale Front Dimensions
    Wheelbase: 2,551 mm Length: 4,108 mm Side Scale Side Dimensions
  • Engine and Drive Train

    Cylinder Layout
    Number of Valves
    Fuel Delivery
    Turbo Direct Injection
    Catalytic Convertor
    Engine Layout
    Front Transverse
    7 Speed
    Engine Code
  • Performance

    8.5 secs
    Top Speed
    124 mph
    Engine Power
    150 BHP/PS
    Engine Power in PS?
    Engine Power
    110 kW
    Engine Torque
    184 lbs/ft
    Engine Torque
    250 Nm
    Engine Torque At
    1500 RPM
  • Fuel Consumption - ICE

    EC Directive 1999/100/EC Applies
    EC Urban
    43.5 mpg
    EC Extra Urban
    62.8 mpg
    EC Combined
    54.3 mpg
    WLTP FC Low
    34.9 mpg
    WLTP FC Medium
    47.9 mpg
    WLTP FC High
    54.3 mpg
    WLTP FC Extra High
    46.3 mpg
    WLTP FC Comb
    47.1 mpg
    WLTP FC Low: Min
    34.9 mpg
    WLTP FC Low: Max
    34.9 mpg
    WLTP FC Medium: Min
    47.9 mpg
    WLTP FC Medium: Max
    47.1 mpg
    WLTP FC High: Min
    54.3 mpg
    WLTP FC High: Max
    54.3 mpg
    WLTP FC Extra High: Min
    46.3 mpg
    WLTP FC Extra High: Max
    46.3 mpg
    WLTP FC Comb: Min
    47.1 mpg
    WLTP FC Comb: Max
    46.3 mpg
    WLTP FC Low
    8.1 l/100km
    WLTP FC Medium
    5.9 l/100km
    WLTP FC High
    5.2 l/100km
    WLTP FC Extra High
    6.1 l/100km
    WLTP FC Comb
    6 l/100km
    WLTP FC Low: Min
    8.1 l/100km
    WLTP FC Low: Max
    8.1 l/100km
    WLTP FC Medium: Min
    5.9 l/100km
    WLTP FC Medium: Max
    6 l/100km
    WLTP FC High: Min
    5.2 l/100km
    WLTP FC High: Max
    5.2 l/100km
    WLTP FC Extra High: Min
    6.1 l/100km
    WLTP FC Extra High: Max
    6.1 l/100km
    WLTP FC Comb: Min
    6 l/100km
    WLTP FC Comb: Max
    6.1 l/100km
  • Emissions - ICE

    137 g/km
    Standard Euro Emissions
    Euro 6
    WLTP CO2 Comb
    137 g/km
    WLTP CO2 Comb: Max
    138 g/km
    WLTP CO2 Comb: Min
    137 g/km
  • Tyres

    Tyre Size Front
    215/45 R18
    Tyre Size Rear
    215/45 R18
    Tyre Size Spare
    Tyre Repair Kit
    Wheel Type
    18" Alloy
    Wheel Style
    Space Saver?
  • Weight and Capacities

    Minimum Kerbweight
    1,246 kg
    Gross Vehicle Weight
    1,790 kg
    Fuel Tank Capacity
    40 Litres
    Max. Towing Weight: Braked
    1,200 kg
    Max. Towing Weight: Unbraked
    660 kg
    Max. Loading Weight
    544 kg
    Luggage Capacity (Seats Up)
    455 Litres
    No. of Seats
    Max. Roof Load
    75 kg
    Luggage Capacity (Seats Down)
    1,281 Litres
    Turning Circle: Kerb to Kerb
    10.6 m
  • General

    Standard manufacturer's warranty
    3 Years
    Standard manufacturer's warranty
    60,000 Miles
    Manufacturer's Paintwork Guarantee
    3 Years
    Man Corrosion Perforation Guarantee
    12 Years
    Special Edition
    Special Order
    Service Interval
    9,300 Miles
    Service Interval Frequency
    12 Months
    NCAP Adult Occupant Protection %
    NCAP Child Occupant Protection %
    NCAP Pedestrian Protection %
    NCAP Safety Assist %
    NCAP Overall Rating
    Badge Power
    150 BHP/PS
    Badge Engine CC
    Vehicle Homologation Class
    Generation Mark
    Alternative Fuel Qualifying
  • Test Cycles

    Emissions Test Cycle
    RDE Certification Level
    RDE 2

Running Costs

Calculate approximately how much a year’s worth of fuel would cost according to usage:


EC Urban 43.5 mpg
EC Extra Urban 62.8 mpg
EC Combined 54.3 mpg

Filling Up

Tank Size 40 litres
Cost to fill £71.06

Annual Estimate

Total Fuel Use 837.22 litres
Total Fuel Cost £1,487.23
Road Fund Licence £230.00

Company Car Costs

Tax Year to 5th April P11D Value Percentage Charge Benefit in Kind Tax payable at 20% Tax payable at 40% Tax payable at 45%
2022/2023 £29,841 28% £8,355.48 £1,672 £3,343 £3,760
2023/2024 £29,841 28% £8,355.48 £1,672 £3,343 £3,760
2024/2025 £29,841 28% £8,355.48 £1,672 £3,343 £3,760



Car and Driving’s Independent New Review of the Volkswagen T-Cross Range

By Jonathan Crouch
Added 9th August, 2019 , updated 27th May, 2022

Volkswagen’s considered entry into the supermini-based SUV sector, the T-Cross, should find a ready market, thinks Jonathan Crouch

Read the full article

See more reviews in our VOLKSWAGEN T-CROSS independent review section.

Terms and Conditions:
  1. Does not include first registration fee or road fund licence, and may be subject to change. See our terms and conditions of use for more information. Please check with your local centre for further details.
  2. You should contact the dealership to confirm price, specification and availability prior to viewing. When ordering a vehicle, it is your responsibility to check that the specification and fitted extras meet your requirements.
  3. Emissions and efficiency data taken from official test results, where available, when new. Data shown is intended to provide a standard figure for comparing the relative fuel economy of different vehicles of a similar age and condition, and does not represent the average fuel consumption that will be achieved on the road. Actual figures will depend on factors including the age of the vehicle, how it has been maintained, road and weather conditions and driving style.