PCP Finance

Personal Contract Purchase Representative Example provided by Volvo Car Credit

More Finance Options
Vehicle Price
Customer Deposit
Total Amount of Credit
First Payment
Monthly Payments
47 × £298.81
Optional Final Payment
49 months
Annual Mileage
Excess Mileage Charge
Total Amount Payable
Fixed Rate of Interest

Representative APR: 7.1%


The following equipment is fitted to this new Volvo XC40 1.5 T3 (163 PS) R Design 5-door Geartronic:

Standard equipment and packs may be superseded by options fitted to this vehicle. Please ensure that you confirm the specification of this vehicle with the dealeship prior to making a final decision to purchase. Some optional equpiment data may not be final or confirmed by Volvo.

Options and Packs

  • Fitted Options (Included in Price)

    19"" 5 double spoke diamond cut /matt black alloy wheels £525
    Climate pack - XC40 £725
    Colour: Metallic - Glacier Silver £585
    Driver assistance (pilot assist and adaptive cruise control) £1,100
    Park assist pack - XC40 £575
    Power glass tilt and slide panoramic sunroof with sun curtain £1,000
    Sensus Connect with Premium Sound by Harman Kardon, Dolby Pro Logic II Surround Sound, Dirac Unsion, £550
    Smartphone integration with Apple CarPlay and Android auto + 2 USB £300
    Tempa spare wheel and jack £150
    Versatility pack - XC40 £475
    Wireless/Inductive Mobile Phone Charging £200
    Trim: R-Design nappa leather/nubuck - Charcoal -

    Driver Convenience

    12.3" Active TFT crystal driver's instrument display Standard
    9" centre console portrait touch screen Standard
    Adjustable steering wheel force Standard
    Bluetooth hands free telephone kit Standard
    Drive mode selector Standard
    E-call Standard
    Lane keep assist with driver alert control Standard
    Oncoming Lane Mitigation Standard
    Power operated tailgate Standard
    Sensus navigation with European mapping and traffic information Standard
    Speed limiter Standard
    Speed sensitive steering Standard
    Voice activated control for key functions Standard
    Volvo on call Standard

    Passive Safety

    3x3 point rear seatbelts Standard
    City safety includes pedestrian, cyclist and large animal detection and front collision warning with full auto brake Standard
    Drivers knee airbag Standard
    Dual stage driver/passenger airbags Standard
    Electronic parking brake with auto hold Standard
    First aid kit Standard
    Front and outer rear seatbelt reminder and pretensioners Standard
    Front seats SIPS airbags Standard
    Hill descent control Standard
    Hill start assist Standard
    Inflatable curtain Standard
    Passenger airbag cut-off device Standard
    Road sign information display Standard
    Run off Road Mitigation Standard
    Run off Road Protection Standard
    SIPS (Side Impact Protection System) Standard
    Slippery road and hazard light alert Standard
    Stability and Traction Control with Spin control, Engine Drag Control and Corner Traction Control Standard
    Tyre pressure monitoring system Standard
    Vehicle deceleration control with Anti-lock Brake System, Electronic Brake Distribution and Emergency Brake Assist Standard
    Warning triangle Standard
    WHIPS whiplash protection system - front Standard


    Anti-theft alarm including immobiliser/volume sensor + level sensor Standard
    Care key with user defined top speed Standard
    Key integrated remote control central locking + fuel flap with deadlocking system and auto open/close power windows Standard
    Locking wheel nuts Standard
    Private locking for tailgate Standard

    Interior Features

    12V socket in front tunnel console and cargo compartment Standard
    2 zone electronic climate control and rear air vent Standard
    3 seat bench in 2nd row Standard
    60/40 versatile split folding rear seat Standard
    A-pillar parking ticket holder Standard
    Centre console cupholders and storage Standard
    Charcoal headlining Standard
    Front footwell illumination Standard
    Front headrests Standard
    Front reading light and theatre lighting Standard
    Front seat cushion extensions Standard
    Front tunnel net pocket and integrated waste bin Standard
    Glovebox bag hook Standard
    Height adjustable passenger seat Standard
    Height/reach adjustable steering column Standard
    Height/tilt adjustable driver's seat Standard
    High gloss centre tunnel deco Standard
    Illuminated glovebox Standard
    Illuminated luggage compartment Standard
    Illuminated vanity mirrors Standard
    Isofix attachments on rear seats Standard
    Leather gearknob Standard
    Load protection net Standard
    Multi directional lumbar support Standard
    Rear armrest / integral cup holders / storage tray Standard
    Rear coat hook Standard
    Rear headrests Standard
    Single front passenger seat Standard
    Sports floor mats Standard
    Sports pedals Standard
    Sports tailored steering wheel Standard
    Underfloor cargo storage Standard
    Vanity mirror with ticket holder Standard


    Cutting edge aluminium inlay Standard
    Lower dashboard, tunnel console and door panel in charcoal Standard

    Exterior Features

    Adaptive brake lights with high level LED brake lights Standard
    Auto dimming interior mirror Standard
    Automatic headlamp levelling Standard
    Automatic LED Headlights + Active high beam incorporating daytime running lights Standard
    Dark tinted windows for rear door side windows and cargo compartment Standard
    Electric adjustable/heated/auto folding door mirrors Standard
    Front aluminium tread plates Standard
    Front and rear electric windows Standard
    High gloss black front and rear skid plate Standard
    High gloss black lower front bumper Standard
    High gloss black mesh front grille with high gloss black surround Standard
    High gloss black sensus surround deco Standard
    High gloss black window trim Standard
    Home safe and approach lighting Standard
    Integrated roof rails in high gloss black Standard
    Rain sensor with automatic windscreen wiper activation Standard
    Rear side wing doors Standard
    Rear wiper Standard
    Roof antenna Standard
    Roof spoiler Standard
    Visible VIN plate Standard


    DAB Digital radio Standard
    Steering wheel mounted remote controls Standard


    Sports chassis Standard



Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.

Listers Group is not a Credit Lender. We are neither an independent Credit Broker nor an Independent Financial Adviser. We will only introduce you to a small number of carefully selected finance providers (a list is available upon request) who may be able to help you finance your purchase. This group of lenders provides us with a range of products which may be suitable for your purchase. We will explain the key features of those products to you. No fee is charged for any of the above services. However we may receive payment and/or reward from the finance provider if you decide to enter into an agreement with them. If you would like us to disclose any potential commission please make your request to our office address on our contact page or by email to commissions@listers.co.uk.

Please note the figures shown are intended as a guide only. While we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

HP Finance

What is HP finance? £1,155.97 per month

Hire Purchase Representative Example provided by Volvo Car Credit.

Finance Product
Volvo Car Purchase Plan
Duration of Agreement
36 Months
Vehicle Price
Customer Deposit
Total Deposit
Balance to Finance
Total Charge For Credit
Total Amount Payable
36 Monthly Payments
7.1% APR
Interest Rate (Fixed)

PCP Finance

What is PCP finance? £713.33 per month

Personal Contract Purchase Representative Example provided by Volvo Car Credit.

Duration of Agreement
36 Months
Finance Product
Volvo Car Advantage (PCP)
Vehicle Price
Customer Deposit
Total Deposit
Balance to Finance
Total Charge For Credit
Total Amount Payable
36 Monthly Payments
Optional Final Payment
Contract Length
37 Months
7.1% APR
Interest Rate (Fixed)
Mileage per annum
Excess Mileage Charge

Technical Specifications

  • Max Speed 112 mph
  • Max Power 161 bhp
  • Height: 1,658 mm Width: 1910 mm Width (inc. mirrors): 2,034 mm Front Scale Front Dimensions
    Wheelbase: 2,702 mm Length: 4,425 mm Side Scale Side Dimensions
  • Engine and Drive Train

    Cylinder Layout
    Number of Valves
    Fuel Delivery
    Turbo Direct Injection
    Catalytic Convertor
    Engine Layout
    Front Transverse
    8 Speed
  • Performance

    9.6 secs
    Top Speed
    112 mph
    Engine Power
    163 BHP/PS
    Engine Power in PS?
    Engine Power
    120 kW
    Engine Power At
    5,500 RPM
    Engine Torque
    195 lbs/ft
    Engine Torque
    265 Nm
    Engine Torque At
    1500 RPM
  • Fuel Consumption - ICE

    EC Directive 1999/100/EC Applies
    WLTP FC Low: Min
    28.5 mpg
    WLTP FC Low: Max
    26.6 mpg
    WLTP FC Medium: Min
    39.2 mpg
    WLTP FC Medium: Max
    36.2 mpg
    WLTP FC High: Min
    45.6 mpg
    WLTP FC High: Max
    42.2 mpg
    WLTP FC Extra High: Min
    39.2 mpg
    WLTP FC Extra High: Max
    35.3 mpg
    WLTP FC Comb: Min
    38.7 mpg
    WLTP FC Comb: Max
    35.8 mpg
    WLTP FC Low: Min
    9.9 l/100km
    WLTP FC Low: Max
    10.6 l/100km
    WLTP FC Medium: Min
    7.2 l/100km
    WLTP FC Medium: Max
    7.8 l/100km
    WLTP FC High: Min
    6.2 l/100km
    WLTP FC High: Max
    6.7 l/100km
    WLTP FC Extra High: Min
    7.2 l/100km
    WLTP FC Extra High: Max
    8 l/100km
    WLTP FC Comb: Min
    7.3 l/100km
    WLTP FC Comb: Max
    7.9 l/100km
  • Emissions - ICE

    147 g/km
    Standard Euro Emissions
    Euro 6
    0.02 g/km
    WLTP CO2 Comb
    166 g/km
    WLTP CO2 Comb: Max
    179 g/km
    WLTP CO2 Comb: Min
    165 g/km
  • Tyres

    Tyre Size Front
    235/55 R18
    Tyre Size Rear
    235/55 R18
    Tyre Size Spare
    Tyre Repair Kit
    Wheel Type
    18" Alloy
    Wheel Style
    5 Double Spoke
    Space Saver?
  • Weight and Capacities

    Minimum Kerbweight
    1,554 kg
    Gross Vehicle Weight
    2,120 kg
    Fuel Tank Capacity
    54 Litres
    Max. Towing Weight: Braked
    1,600 kg
    Max. Towing Weight: Unbraked
    750 kg
    Max. Loading Weight
    566 kg
    Luggage Capacity (Seats Up)
    452 Litres
    No. of Seats
    Max. Roof Load
    75 kg
    Luggage Capacity (Seats Down)
    1,328 Litres
    Turning Circle: Kerb to Kerb
    11.4 m
  • General

    Standard manufacturer's warranty
    3 Years
    Standard manufacturer's warranty
    60,000 Miles
    Manufacturer's Paintwork Guarantee
    3 Years
    Man Corrosion Perforation Guarantee
    12 Years
    Special Edition
    Special Order
    Service Interval
    18,000 Miles
    Service Interval Frequency
    12 Months
    NCAP Adult Occupant Protection %
    NCAP Child Occupant Protection %
    NCAP Pedestrian Protection %
    NCAP Safety Assist %
    NCAP Overall Rating
    Badge Power
    163 BHP/PS
    Badge Engine CC
    Vehicle Homologation Class
    Generation Mark
    Alternative Fuel Qualifying
  • Test Cycles

    Emissions Test Cycle
    RDE Certification Level
    RDE 2

Running Costs

Calculate approximately how much a year’s worth of fuel would cost according to usage:


EC Urban mpg
EC Extra Urban mpg
EC Combined 35.8 mpg

Filling Up

Tank Size 54 litres
Cost to fill £88.39

Annual Estimate

Total Fuel Use 1,269.86 litres
Total Fuel Cost £2,078.50
Road Fund Licence £230.00

Company Car Costs

Tax Year to 5th April P11D Value Percentage Charge Benefit in Kind Tax payable at 20% Tax payable at 40% Tax payable at 45%
2022/2023 £40,005 34% £13,601.70 £2,721 £5,441 £6,121
2023/2024 £40,005 34% £13,601.70 £2,721 £5,441 £6,121
2024/2025 £40,005 34% £13,601.70 £2,721 £5,441 £6,121

Listers Volvo Worcester

Listers Volvo Worcester is open today until 6:00pm. It is next open tomorrow from 8:00am to 6:00pm.

Hereford Road (A4103)
Much Cowarne



Car and Driving’s Independent New Review of the Volvo XC40 Range

By Jonathan Crouch
Added 5th January, 2018 , updated 28th August, 2020

Volvo’s compact XC40 SUV has delivered some new beginnings for the company. Jonathan Crouch drives it.

Read the full article

See more reviews in our VOLVO XC40 independent review section.

Terms and Conditions:
  1. Does not include first registration fee or road fund licence, and may be subject to change. See our terms and conditions of use for more information. Please check with your local centre for further details.
  2. You should contact the dealership to confirm price, specification and availability prior to viewing. When ordering a vehicle, it is your responsibility to check that the specification and fitted extras meet your requirements.
  3. Emissions and efficiency data taken from official test results, where available, when new. Data shown is intended to provide a standard figure for comparing the relative fuel economy of different vehicles of a similar age and condition, and does not represent the average fuel consumption that will be achieved on the road. Actual figures will depend on factors including the age of the vehicle, how it has been maintained, road and weather conditions and driving style.