Official electric consumption combined: 4.0 miles kWh, Official CO2 Emission combined: 0 g/km. These figures may not reflect real-life driving results, which will depend upon a number of factors including the starting charge of the battery, accessories fitted (post-registration), variations in weather, driving styles and vehicle load. Figures shown are for comparability purposes. Only compare fuel consumption, CO2 and electric range figures with other cars tested to the same technical procedures.
Finance example is for a MINI Select agreement for a MINI Electric Level 2 with a contract mileage of 32,000 miles and excess mileage charge of 8.03p per mile. Applies to new vehicles ordered between 1 July and 30 September 2022 and registered by 31 March 2023, (subject to availability). Retail customers only. At the end of a MINI Personal Contract Plan (PCP) agreement there are three options: i) retain the vehicle – pay the optional final payment to own the vehicle; ii) return the vehicle (you may be charged for excess wear and tear); or iii) replace: part-exchange the vehicle, subject to status. ^Manufacturer contribution can consist of a contribution towards the cash price and a contribution towards the deposit. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year MINI Retailer Warranty, MINI Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement.
With a PCP plan, your regular monthly payments are low because a significant proportion of the Total Amount Payable is repayable at the end of the agreement by one large repayment.
Listers Group and its Appointed Representatives are Credit Brokers and not Credit Lenders. We are not independent as we have contractual relationships with a limited number of lenders. Our approach is to introduce you, in the first instance, to the relevant dealership manufacturer supporting finance company. If they are not able to make you a finance offer, we will submit a proposal to our independent finance provider (Black Horse Finance). We do not conduct a market appraisal and we do not choose from a panel of lenders. In the event that both lenders are unable to provide credit, we will refer you to a broker to attempt to source credit for you. Note however, the available terms from this broker may well be inferior to the two lenders we initially introduced to you.
We act on the lenders behalf as an agent when making this introduction. We offer a non-advised service. We cannot advise or provide any recommendation We will provide you with sufficient information on the lender’s financial products, but it is for you to decide whether the finance product you choose is right for you. The decision as to whether to enter into any credit agreement on the terms offered is yours.
We will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. For your reassurance, the amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income that we will receive for arranging finance for you. If you would like us to disclose any potential commission prior to you entering into the agreement, please make your request to email@example.com.
Our commission arrangements with our lenders have been negotiated and agreed in advance and set by the Lender. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit. The interest rate and/or APR offered to you may vary according to the age of the vehicle you purchase and/or the amount you borrow.