Terms and conditions: Retail customers only. Finance example is for a ŠKODA Solutions agreement for a ŠKODA SUPERB Hatch SE L 2.0 TDI 150PS DSG SCR, with Petrol Blue metallic paint, a ŠKODA deposit contribution of £2,000, a contract mileage of 10,000 miles per year and excess mileage charge of 7.2p per mile. With Solutions Personal Contract Plan. Ordered by 03/10/2022 and delivered by 31/03/2023. T&Cs apply. Indemnities may be required. ŠKODA Financial Services.
*With a PCP plan, your regular monthly payments are low because a significant proportion of the Total Amount Payable is repayable at the end of the agreement by one large repayment.
Manufacturer contribution can consist of a contribution towards the cash price and a contribution towards the deposit.
ŠKODA Solutions is a form of hire-purchase agreement provided by ŠKODA Finance, Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes, MK14 5LR. This offer is only available through ŠKODA Finance. Other finance offers are available but cannot be used in conjunction with this offer.
*At the end of a ŠKODA Personal Contract Plan (PCP) agreement there are three options: i) retain the vehicle – pay the optional final payment to own the vehicle; ii) return the vehicle (you may be charged for excess wear and tear); or iii) replace: part-exchange the vehicle, subject to status.
^Service plan covers first 2 consecutive services.
Listers Group and its Appointed Representatives are Credit Brokers and not Credit Lenders. We are not independent as we have contractual relationships with a limited number of lenders. Our approach is to introduce you, in the first instance, to the relevant dealership manufacturer supporting finance company. If they are not able to make you a finance offer, we will submit a proposal to our independent finance provider (Black Horse Finance). We do not conduct a market appraisal and we do not choose from a panel of lenders. In the event that both lenders are unable to provide credit, we will refer you to a broker to attempt to source credit for you. Note however, the available terms from this broker may well be inferior to the two lenders we initially introduced to you.
We act on the lenders behalf as an agent when making this introduction. We offer a non-advised service. We cannot advise or provide any recommendation We will provide you with sufficient information on the lender’s financial products, but it is for you to decide whether the finance product you choose is right for you. The decision as to whether to enter into any credit agreement on the terms offered is yours.
We will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. For your reassurance, the amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income that we will receive for arranging finance for you. If you would like us to disclose any potential commission prior to you entering into the agreement, please make your request to email@example.com.
Our commission arrangements with our lenders have been negotiated and agreed in advance and set by the Lender. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit. The interest rate and/or APR offered to you may vary according to the age of the vehicle you purchase and/or the amount you borrow.