PCP Finance Example

More Finance Options
Vehicle Price
£11,985.00
Customer Deposit
£4,000.00
Total Amount of Credit
£7,985.00
First Payment
£136.85
Monthly Payments
47 × £136.85
Optional Final Payment
£3,454.50
Duration
49 months
Annual Mileage
8,000
Excess Mileage Charge
12ppm
Total Amount Payable
£14,023.30
Fixed Rate of Interest
6.25%

Representative APR: 8.9%
Please note the figures shown are intended as a guide only. While we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

Accessories and Options

This used Kia Optima for sale at Listers Toyota Lincoln is offered with the following accessories and options:

  • Trip computer
  • Digital clock
  • Remote fuel cap release
  • Cruise control + speed limiter
  • Power Steering
  • Reversing camera
  • Emergency stop signalling system
  • Low washer fluid warning light
  • Bluetooth connectivity with voice control
  • 7" touchscreen full map navigation system
  • Premium vision instrument cluster
  • Android Auto
  • Kia connected services
  • LCD TFT Mono Display
  • Intelligent Stop and Go
  • Diesel particulate filter
  • USB and auxiliary socket
  • DAB Radio with MP3
  • Bluetooth audio streaming
  • Rear USB port
  • Steering wheel mounted controls
  • Chrome exhaust finish
  • Auto dimming rear view mirror
  • One touch electric front windows
  • Body colour door handles
  • Headlamp levelling
  • Body colour door mirrors
  • Roof rails
  • Tinted glass
  • Speed sensitive front wipers
  • Follow me home headlights
  • Cornering light
  • Body colour side sill mouldings
  • Electric adjustable/heated/folding door mirrors
  • LED indicators in door mirrors
  • Automatic headlight control system
  • High level LED brake light
  • Heated rear window with timer
  • Metal Boot lip trim
  • Chrome roof line trim
  • High gloss black mesh grille
  • Exterior grab door handles
  • Black high gloss/chrome front fender garnish
  • Dual projection headlights
  • Rain sensing front wipers
  • Automatic defog system
  • LED daytime running lights
  • Welcome home function
  • Towing preparation
  • UV-reducing solar glass
  • Metallic interior door handles
  • Height adjustable headrests
  • ISOFIX top tethers and lower anchor points
  • 12V socket in luggage compartment
  • Leather trimmed gearshift
  • Rheostat dimmer switch
  • Front map light with sunglasses case
  • Centre fascia storage tray
  • 12V socket in front and rear
  • Faux leather trimmed door armrests
  • Faux leather centre console armrest
  • Metallic paint finish electric window switch panels
  • Front and rear door pockets with bottle holders
  • Ashtray
  • Illuminated glovebox with lock
  • Luggage area lamp
  • Sunvisors with illuminated vanity mirrors
  • Leather trimmed steering wheel
  • Centre console storage box/armrest
  • Cupholders in centre console
  • Tilt/telescopic adjust steering wheel
  • Front door courtesy lamps
  • Height adjustable passenger seat
  • Rear air vents
  • Illuminated ignition key hole
  • Air filter
  • 40:20:40 split folding rear seat
  • Dual zone automatic air conditioning
  • Luggage net hooks
  • Luggage partition net
  • Cigar lighter
  • Cloth upholstery
  • Height adjustable driver's seat
  • Assist grips
  • Load area cover
  • Rear coat hooks
  • Centre interior light
  • Front seatback pockets
  • Seatbelt warning
  • ABS/EBD
  • 3 point seatbelts on all seats
  • Height adjustable front seatbelts
  • Rear door child safety locks
  • Traction control
  • Front seatbelt pretensioners + load limiters
  • Front passenger airbag deactivation
  • Electronic parking brake
  • Dual front airbags
  • Dual Side airbags
  • Curtain airbags
  • Tyre pressure monitoring system
  • Automatic unlocking of doors in case of impact
  • ESC + BAS + VSM + HAC
  • Speed sensitive auto door locking
  • Immobiliser
  • Locking wheel nuts
  • Anti theft alarm
  • Deadlocks
  • Remote central door locking
  • Metallic effect centre console
  • 17" alloy wheels
  • Temporary spare wheel
  • Listers Approved
  • Comprehensive multi-point quality and safety check
  • 12 Months MOT
  • 12 Months Breakdown Cover
  • 6 Months RAC Gold Warranty

Financing

£

Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.

Please note the figures shown are intended as a guide only. Whilst we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

HP Finance

What is HP finance? £299.67 per month
  • The customer rate has been fixed at 8.9000% by the finance term setup.
Finance Product
Hire Purchase
Duration of Agreement
36 Months
Vehicle Price
£11,985.00
Customer Deposit
£2,500.00
Total Deposit
£2,500.00
Balance to Finance
£9,485.00
Total Charge For Credit
£1,303.12
Total Amount Payable
£13,288.12
36 Monthly Payments
£299.67
APR
8.9% APR
Interest Rate (Fixed)
4.58%

PCP Finance

What is PCP finance? £199.20 per month
  • The customer rate has been fixed at 8.9000% by the finance term setup.
Duration of Agreement
37 Months
Finance Product
Personal Contract Purchase
Vehicle Price
£11,985.00
Customer Deposit
£2,500.00
Total Deposit
£2,500.00
Balance to Finance
£9,485.00
Total Charge For Credit
£1,822.20
Total Amount Payable
£13,807.20
36 Monthly Payments
£199.20
Optional Final Payment
£4,136.00
Contract Length
37 Months
APR
8.9% APR
Interest Rate (Fixed)
6.23%
Mileage per annum
10,000
Excess Mileage Charge
12.00ppm

Listers Group Limited is authorised and regulated by the Financial Conduct Authority. Listers Group and its Appointed Representatives are a Credit Broker and not a Credit Lender. We are not Independent Financial Advisers. We can introduce you to a small number of carefully selected providers and finance products which may be suitable for your purchase. We act on the lenders behalf when making this introduction. We offer a non-advised service. We will provide you with sufficient information on our financial products, but it is for you to decide whether the finance product you choose is right for you. We cannot advise or provide any recommendation. The decision as to whether to enter into any credit agreement on the terms offered is yours.

We typically receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. For your reassurance, the amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. If you would like us to disclose any potential commission, please make your request to the Retail Manager at your chosen dealership. We do not charge you a fee for any of the financial services we offer.

Technical Specifications

  • Max Speed 124 mph
  • Max Power 139 bhp
  • Height (inc. roof rails): 1,470 mm Width: 1860 mm Front Scale Front Dimensions
    Wheelbase: 2,805 mm Length: 4,855 mm Side Scale Side Dimensions
  • Engine and Drive Train

    CC
    1,685
    Cylinders
    4
    Cylinder Layout
    In-Line
    Number of Valves
    16
    Camshaft
    DOHC
    Fuel Delivery
    Common Rail
    Catalytic Convertor
    Yes
    Engine Layout
    Front Transverse
    Transmission
    Manual
    Gears
    6 Speed
  • Performance

    0-60mph
    9.8 secs
    Top Speed
    124 mph
    Engine Power
    139 BHP/PS
    Engine Power in PS?
    No
    Engine Power
    104 kW
    Engine Power At
    4,000 RPM
    Engine Torque
    251 lbs/ft
    Engine Torque
    340 Nm
    Engine Torque At
    1750 RPM
  • Fuel Consumption - ICE

    EC Directive 1999/100/EC Applies
    Yes
    EC Urban
    54.3 mpg
    EC Extra Urban
    74.3 mpg
    EC Combined
    64.2 mpg
  • Emissions - ICE

    CO2
    113 g/km
    Standard Euro Emissions
    Euro 6
    Noise Level -
    71 dB(A)
    CO
    0.204 g/km
    NOx
    0.022 g/km
    HC+NOx
    0.075
    Particles
    0.0004
  • Tyres

    Tyre Size Front
    215/55 R17
    Tyre Size Rear
    215/55 R17
    Tyre Size Spare
    Space Saver
    Wheel Type
    17" Alloy
    Alloys?
    Yes
    Space Saver?
    Yes
    Information relates to the tyres and wheels fitted to the vehicle as standard, and may not reflect optional wheels and/or tyres that may have been fitted. Our sales team will be happy to confirm wheels and tyres fitted to this vehicle.
  • Weight and Capacities

    Minimum Kerbweight
    1,620 kg
    Gross Vehicle Weight
    2,140 kg
    Fuel Tank Capacity
    70 Litres
    Max. Towing Weight: Braked
    1,800 kg
    Max. Towing Weight: Unbraked
    750 kg
    Max. Loading Weight
    520 kg
    Luggage Capacity (Seats Up)
    522 Litres
    No. of Seats
    5
    Max. Roof Load
    100 kg
    Luggage Capacity (Seats Down)
    1,686 Litres
  • General

    Standard manufacturer's warranty
    7 Years
    Standard manufacturer's warranty
    999,999 Miles
    Manufacturer's Paintwork Guarantee
    3 Years
    Man Corrosion Perforation Guarantee
    6 Years
    Special Edition
    No
    Special Order
    No
    Service Interval
    20,000 Miles
    Service Interval Frequency
    12 Months
    Badge Power
    139 BHP/PS
    Badge Engine CC
    1.7
    Vehicle Homologation Class
    M1
    Generation Mark
    2
    Alternative Fuel Qualifying
    No

Running Costs

Calculate approximately how much a year's worth of fuel would cost according to usage:

Efficiency

EC Urban 54.3 mpg
EC Extra Urban 74.3 mpg
EC Combined 64.2 mpg

Filling Up

Tank Size 70 litres
Cost to fill £96.03

Annual Estimate

Total Fuel Use 708.11 litres
Total Fuel Cost £971.46

Complete peace of mind with Listers U

This car is from Listers U giving you even more reasons to buy. These include:

  • MOT and Inspection

    Each vehicle must pass our 127 point check carried out by our trained technicians before it's given a 12 month MOT and made available through Listers U.

  • 6 Month RAC Gold Warranty

    Providing listed component cover up to a claim limit of £3,000.

    Speak to a member of the sales team for more information.

  • 12 Month Roadside Assistance

    Every Listers U vehicle benefits from a full 12 month roadside assistance package, so you can put your mind at ease.

  • History and Mileage Check

    Every Listers U vehicle comes with an independently verified mileage check and certified ownership history.

  • Conditional Exchange Program

    If your vehicle develops any fault that can't be resolved to your satisfaction, within the first 30 days, we'll replace it or refund you. Terms and conditions apply.

Approved used schemes are subject to change. Please contact the dealership who will be happy to confirm details for you.

Listers Toyota Lincoln

Cheshire Road
Lincoln Fields
Lincoln
Lincolnshire
LN6 3SR
Sat Nav Location53.2060902593°Longitude-0.6170111708°

Listers Toyota Lincoln will be open today from 8:30am to 6:30pm. It is next open tomorrow from 8:30am to 6:30pm.

For a full list of departments and opening hours, or for further details about our site, please visit the Listers Toyota Lincoln homepage. During public and bank holidays, please call us to confirm our opening times before visiting.

Average rating of 4.8 based on Facebook and Google customer reviews for Listers Toyota Lincoln.

Featured Kia Optima Review: ‘KIA OPPORTUNITY?’

(72/110)

Car and Driving's Independent Used Review of the Kia Optima (2015 - 2020)

By Jonathan Crouch
Added 15th March, 2021

If you've never considered owning a medium range Mondeo-sized car with a Kia badge on the bonnet, then you're not alone. But you've probably reckoned without the brand's striking-looking Optima, a car that in much improved 'JF' post-2015-era guise won a few more friends for the Korean maker in this segment.

Read the full article

See more reviews in our Kia Optima independent review section.

You should contact the dealership to confirm price, specification and availability prior to viewing. When ordering a vehicle, it is your responsibility to check that the specification and optional extras meet your requirements. While some photographs may show used vehicles with cherished or personalised plates, these plates are not for sale and are not included with the vehicle. All pre-owned vehicles are inspected and prepared to very high standards which are designed to give you complete peace of mind and confidence when purchasing from Listers. Please note that multiple drivers may have previously used the vehicles available for sale.

Emissions and efficiency data taken from official test results, where available, when new. Data shown is intended to provide a standard figure for comparing the relative fuel economy of different vehicles of a similar age and condition, and does not represent the average fuel consumption that will be achieved on the road. Actual figures will depend on factors including the age of the vehicle, how it has been maintained, road and weather conditions and driving style.