HP Finance

Hire Purchase Representative Example provided by Black Horse

More Finance Options
Vehicle Price
£14,495.00
Customer Deposit
£5,000.00
Total Amount of Credit
£9,495.00
First Payment
£238.44
Monthly Payments
46 × £238.44
Final Payment
£238.44
Duration
48 months
Total Amount Payable
£16,445.12
Includes Completion Fee
£10.00
Fixed Rate of Interest
9.42%

Representative APR: 9.9%
Please note the figures shown are intended as a guide only. While we endeavour to provide as accurate figures as possible, the final quotation may differ depending on the specification of the individual car they relate to and the finance company used. If you would like a bespoke quotation, please use the ‘enquire now’ button and one of our team will be in touch to discuss your specific requirements.

Accessories and Options

This used Volkswagen Polo for sale at Lexus Cheltenham is offered with the following accessories and options:

  • Paint - Solid
  • Solid - Black
  • Exterior Features
  • Electric front windows
  • Front wash/wipe with interval delay
  • Heat insulated tinted glass 65% light absorbing from B pillar back
  • Heat insulating tinted glass
  • Heated rear window with auto timer
  • Rear windscreen washer and wiper with interval delay
  • Body colour bumpers
  • Body colour door handles
  • Body colour rear spoiler
  • Body coloured side sills
  • Stainless steel door sill protection
  • Twin chrome exhaust tailpipes
  • LED headlights with auto range adjustment
  • headlight wash
  • low washer fluid warning
  • LED daytime running lights
  • LED rear number plate lights
  • Safety
  • Automatic post collision braking
  • ESC - Electronic Stability Control + traction control
  • ESP with EDL + ASR
  • HBA (Hydraulic Brake Assist)
  • Hill hold control
  • Red brake calipers
  • Driver alert system
  • PAS - speed related
  • Body colour door mirrors
  • Electric operated/heated door mirrors
  • 3 point height adj front seatbelts + pretensioners
  • 3x3 point rear seatbelts
  • Driver/front passenger airbag
  • Driver/Passenger whiplash optimised head restraints
  • Tyre pressure monitoring system
  • Interior Features
  • Floor mats with red stitching
  • Dust/pollen filter
  • 12V power socket in centre console
  • 2 bag hooks in luggage compartment
  • 2 cupholders
  • 4 grab handles
  • Aluminium pedals
  • Black roof lining
  • Centre console storage
  • Driver and passenger sunvisors
  • Front door pockets
  • Glovebox
  • Height/reach adjustable steering column
  • Luggage compartment cover
  • removable
  • Matt chrome gear lever gaiter surround
  • Matt chrome internal door handles
  • Multifunction leather steering wheel with leather gear knob/handbrake grip
  • Storage compartment in front doors
  • Storage drawers under front seats
  • Sunglasses holder
  • Variable boot floor
  • Front/rear reading lights
  • Interior light with delay
  • Luggage compartment lighting
  • XDS electronic differential lock
  • Illuminated vanity mirror
  • Audio / Communications
  • Composition media system with radio
  • glovebox mounted CD
  • colour touch screen
  • SD card
  • aux-in
  • USB
  • multimedia interface
  • DAB Digital radio
  • Miscellaneous
  • 'Lights On' Reminder warning buzzer
  • Multi function display
  • Multifunction computer
  • Service interval indicator
  • Warning buzzer and light for front seatbelts unfastened
  • Trim
  • Air vents in Matt chrome
  • Black high gloss trim
  • 3 rear head restraints
  • 60/40 split folding rear seat
  • Driver seat height adjust
  • Driver/front passenger seat height adjustment + underseat drawers
  • Easy entry slide seats (access to rear seats)
  • Front passenger seat height adjust
  • Front seat backrest storage nets
  • Front sport seats
  • Isofix Preparation 2 Rear child seats
  • Packs
  • GTI styling pack - Polo
  • Security
  • Electronic engine immobiliser
  • Remote central locking with 2 remote folding keys
  • Wheels
  • Space saver spare wheel

Financing

£

Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.

Please note the figures shown are intended for illustration purposes only. While we endeavour to provide as accurate figures as possible, the final quotation and terms of the agreement may differ depending on the finance company used and the specification of the individual car they relate to. If you would like a bespoke quotation, please use the ‘Ask A Question’ button at the top of the page and one of our team will be in touch to discuss your specific requirements.

HP Finance

What is HP finance? £384.11 per month

Hire Purchase Representative Example provided by Black Horse.

Finance Product
Hire Purchase
Duration of Agreement
36 Months
Vehicle Price
£14,495.00
Customer Deposit
£2,500.00
Total Deposit
£2,500.00
Balance to Finance
£11,995.00
Total Charge For Credit
£1,832.96
Total Amount Payable
£16,327.96
36 Monthly Payments
£384.11
APR
9.9% APR
Interest Rate (Fixed)
9.42%

PCP Finance

What is PCP finance?

.

We are unable to provide a PCP quotation for this vehicle with the current settings. This may be due to the vehicle’s age and/or its current mileage being too high.

You may need to adjust your preferences.

Listers Group Limited is authorised and regulated by the Financial Conduct Authority. Listers Group and its Appointed Representatives are a Credit Broker and not a Credit Lender. We are not Independent Financial Advisers. We can introduce you to a small number of carefully selected providers and finance products which may be suitable for your purchase. We act on the lenders behalf when making this introduction. We offer a non-advised service. We will provide you with sufficient information on our financial products, but it is for you to decide whether the finance product you choose is right for you. We cannot advise or provide any recommendation. The decision as to whether to enter into any credit agreement on the terms offered is yours.

We typically receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. For your reassurance, the amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. If you would like us to disclose any potential commission, please make your request to the Retail Manager at your chosen dealership. We do not charge you a fee for any of the financial services we offer.

Technical Specifications

  • Max Speed 146 mph
  • Max Power 189 bhp
  • Height: 1,443 mm Width: 1682 mm Width (inc. mirrors): 1,901 mm Front Scale Front Dimensions
    Wheelbase: 2,468 mm Length: 3,983 mm Side Scale Side Dimensions
  • Engine and Drive Train

    CC
    1,798
    Cylinders
    4
    Cylinder Layout
    In-Line
    Number of Valves
    16
    Camshaft
    DOHC
    Fuel Delivery
    Turbo Injection
    Catalytic Convertor
    Yes
    Engine Layout
    Front Transverse
    Transmission
    Manual
    Gears
    6 Speed
  • Performance

    0-60mph
    6.7 secs
    Top Speed
    146 mph
    Engine Power
    192 BHP/PS
    Engine Power in PS?
    Yes
    Engine Power
    141 kW
    Engine Power At
    4,200 RPM
    Engine Torque
    236 lbs/ft
    Engine Torque
    320 Nm
    Engine Torque At
    1400 RPM
  • Fuel Consumption - ICE

    EC Directive 1999/100/EC Applies
    Yes
    EC Urban
    37.2 mpg
    EC Extra Urban
    55.4 mpg
    EC Combined
    47.1 mpg
  • Emissions - ICE

    CO2
    139 g/km
    Standard Euro Emissions
    Euro 6
    Noise Level -
    73 dB(A)
  • Tyres

    Tyre Size Front
    215/40 R17
    Tyre Size Rear
    215/40 R17
    Tyre Size Spare
    Space Saver
    Wheel Type
    17" Alloy
    Wheel Style
    Parabolica
    Alloys?
    Yes
    Space Saver?
    Yes
    Information relates to the tyres and wheels fitted to the vehicle as standard, and may not reflect optional wheels and/or tyres that may have been fitted. Our sales team will be happy to confirm wheels and tyres fitted to this vehicle.
  • Weight and Capacities

    Minimum Kerbweight
    1,197 kg
    Gross Vehicle Weight
    1,710 kg
    Fuel Tank Capacity
    45 Litres
    Max. Towing Weight: Braked
    1,200 kg
    Max. Towing Weight: Unbraked
    630 kg
    Max. Loading Weight
    513 kg
    Luggage Capacity (Seats Up)
    204 Litres
    No. of Seats
    5
    Max. Roof Load
    75 kg
    Luggage Capacity (Seats Down)
    882 Litres
    Turning Circle: Kerb to Kerb
    10.6 m
  • General

    Standard manufacturer's warranty
    3 Years
    Standard manufacturer's warranty
    60,000 Miles
    Manufacturer's Paintwork Guarantee
    3 Years
    Man Corrosion Perforation Guarantee
    12 Years
    Special Edition
    No
    Special Order
    No
    Service Interval
    10,000 Miles
    Service Interval Frequency
    12 Months
    Badge Power
    192 BHP/PS
    Badge Engine CC
    1.8
    Vehicle Homologation Class
    M1
    Generation Mark
    5
    Alternative Fuel Qualifying
    No

Running Costs

Calculate approximately how much a year’s worth of fuel would cost according to usage:

Efficiency

EC Urban 37.2 mpg
EC Extra Urban 55.4 mpg
EC Combined 47.1 mpg

Filling Up

Tank Size 45 litres
Cost to fill £74.29

Annual Estimate

Total Fuel Use 965.20 litres
Total Fuel Cost £1,593.45
Road Fund Licence £165.00

Lexus Approved Used

Lexus Approved Pre-Owned status guarantees extra value for you. As an Approved Pre-Owned Lexus, your car will be presented to the highest standard and come with the following list of complimentary assurances, checks and services:

  • 12 months unlimited mileage Lexus warranty

    All Approved Pre-Owned Lexus come with a comprehensive one year Lexus warranty with unlimited mileage cover. This even includes wear and tear cover for batteries, exhausts and wiper blades for three months or 3,000 miles (whichever is sooner).

  • 12 months Lexus Roadside and Accident Assistance cover

    Currently administered by the RAC and available 24 hours a day, 365 days a year, you can enjoy two significant support services, namely Roadside Assistance and Accident Assistance. One free call will bring the RAC to your breakdown, enabling you to resume your journey with minimum inconvenience.

  • Independent vehicle history check

    The vehicle history check utilises data from many sources including the DVLA, Police National Computer, finance companies, ABI, BVRLA, VMC, RMIF and SMMT to name but a few. With access to over 63 million records we check a number of things including: vehicle description, stolen vehicle and plate change warning, including full plate history or any previous colour changes.

  • Independent mileage check

    As with the vehicle history check, the independent mileage check is vital as it gives both you and us the confidence that the vehicle mileage has been independently verified. All checks include the provision of a branded pass certificate that you will find inserted in the relevant place at the back of your handover pack.

  • Lexus Approved service history

    All Approved Pre-Owned Lexus vehicles must have a service history that is approved by the Lexus Centre retailing the vehicle. All Lexus Centre services will be completed by a Lexus qualified technician and have all the applicable stamps and signatures.

Approved used schemes are subject to change. Please contact the dealership who will be happy to confirm details for you.

Lexus Cheltenham

179 Tewkesbury Road
Cheltenham
Gloucestershire
GL51 9DT
Sat Nav Location51.9119998149°Longitude-2.0961154997°

Lexus Cheltenham is open today until 6:30pm. It is next open tomorrow from 8:30am to 6:30pm.

For a full list of departments and opening hours, or for further details about our site, please visit the Lexus Cheltenham homepage. During public and bank holidays, please call us to confirm our opening times before visiting.

Average rating of 4.7 based on Facebook and Google customer reviews for Lexus Cheltenham.

Featured Volkswagen Polo Review: ‘PERFECT FOR POLO PEOPLE’

(75/110)

Car and Driving’s Independent Used Review of the Volkswagen Polo [6R] (2014 - 2017) Range

By Jonathan Crouch
Added 13th October, 2017

Cleverer, cleaner and classier, this improved fifth generation Typ 6R’ Volkswagen Polo supermini remains a quality used car choice. This revised model introduced in 2014 may look little different from the original MK5 design we first saw in 2009 but it featured important changes beneath the bonnet - and on the equipment list. Some fresh engines and a bit of extra hi-tech in the Golf-style cabin both aimed to please loyal buyers, while keeping this car class-competitive against more recent rivals. As a result, this model remained very viable as a carefully conservative choice in its class and will appeal on the used car market where it’s low key, but likeable.

Read the full article

See more reviews in our Volkswagen Polo independent review section.

You should contact the dealership to confirm price, specification and availability prior to viewing. When ordering a vehicle, it is your responsibility to check that the specification and optional extras meet your requirements. While some photographs may show used vehicles with cherished or personalised plates, these plates are not for sale and are not included with the vehicle. All pre-owned vehicles are inspected and prepared to very high standards which are designed to give you complete peace of mind and confidence when purchasing from Listers. Please note that multiple drivers may have previously used the vehicles available for sale.

Emissions and efficiency data taken from official test results, where available, when new. Data shown is intended to provide a standard figure for comparing the relative fuel economy of different vehicles of a similar age and condition, and does not represent the average fuel consumption that will be achieved on the road. Actual figures will depend on factors including the age of the vehicle, how it has been maintained, road and weather conditions and driving style.