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Lease purchase is a flexible finance solution, designed to reduce your monthly repayments.
Lease Purchase works by delaying part of the repayment to the end of the agreement - often referred to as a balloon payment. You choose how much deposit to put down, the term of the agreement (between 24 and 48 months) and the annual mileage - then make regular monthly payments on the amount remaining including any interest and charges.
At the end of the agreement, you have two options:
Pay the balloon payment and keep the vehicle.
Use the vehicle as a part exchange for a new car.
If you choose to part exchange, the balloon payment will be deducted from the price you are given for your old car. Any remaining funds can be used as a deposit for your next car, any shortfall will be your responsibility to pay.
Important information to consider
Ownership of the vehicle will remain with the finance company until you have paid both the option to purchase fee and all monthly payments.
It is really important that you keep up to date with your monthly repayments, so please contact the finance company if you are having any difficulties, as the vehicle may be at risk if you do not.
Find out more about our range of finance products.
Structure your finance to give you a monthly payment that works for you.
Simple and straight forward application process, with same day approval in most cases.
Easily adjust the finance solution to suit you.