Terms and conditions: *Finance deposit contribution of £500 on all Approved Used vehicles. Offer applicable to vehicles aged between 3 and 84 months. Available at participating Retailers only from 26th December 2024 to 31st January 2025. Please note offer is subject to availability, whilst stocks last and may be amended or withdrawn at any time. Credit is subject to status and is only available to UK residents aged 18 and over. This Personal Contract Purchase /Hire Purchase credit offer is only available through Black Horse Limited, trading as Land Rover Financial Services, St William House, Tresillian Terrace, Cardiff CF10 5BH.
^24 Month extended Approved Used car warranty. While your warranty is as robust as your Land Rover, it doesn’t cover all items, such as those subject to adjustment or replacement during normal service or maintenance operations. Likewise, it won’t cover repair or replacement required as a direct result of: Normal wear and tear, failure to properly maintain the vehicle in accordance with Land Rover's maintenance schedules and service instructions, Refilling or topping-up with incorrect fuel, e.g. petrol used instead of diesel, failure to use Land Rover specified parts or fluids (or parts of equivalent quality), damage resulting from neglect, accident, or improper use, unauthorised modifications of the vehicle or parts (modifications outside of Land Rover specifications). Other exclusions: Your Land Rover warranty isn’t liable for inconvenience, loss of transport, lost time or any other incidental or consequential damage that you, or anyone else, might incur as a result of a defect that is covered. Extended warranty can only be purchased whilst your vehicle is covered under its original warranty. For full terms and conditions, click here.
With a PCP plan, your regular monthly payments are low because a significant proportion of the Total Amount Payable is repayable at the end of the agreement by one large repayment.
^Manufacturer contribution can consist of a contribution towards the cash price and a contribution towards the deposit.
At the end of the agreement there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle.
Listers Group and its Appointed Representatives are Credit Brokers and not Credit Lenders. We are not independent as we have contractual relationships with a limited number of lenders. Our approach is to introduce you, in the first instance, to the relevant dealership manufacturer supporting finance company. If they are not able to make you a finance offer, where we are permitted to do so, we will submit a proposal to one of our independent finance providers. We do choose from a panel of lenders but do not conduct a market appraisal. Please contact us for a list of our finance providers.
In the event that none of our lenders are unable to provide credit, we will refer you to a broker to attempt to source credit for you. Note, however, the available terms from this broker may well be inferior to the two lenders we initially introduced to you.
We do not act on behalf of either the lender or the customer when making our introduction. We offer a non-advised service. We cannot advise or provide any recommendation. We will provide you with sufficient information on the lender’s financial products, but it is for you to decide whether the finance product you choose is right for you. The decision as to whether to enter into any credit agreement on the terms offered is yours.
COMMISSION DISCLOSURE
Furthermore, we are dedicated to full transparency in our financing process. Before you proceed with your selected credit or hire agreement, we will clearly disclose the commission amount associated with your finance arrangement. Your informed consent will be sought to ensure you understand and agree to these terms prior to finalising and signing your chosen agreement
Consumer Credit - We do not charge you a fee for any of the financial services we provide. We will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing.
Commission arrangements with our lenders have been negotiated and agreed in advance and set by the Lender. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit. The interest rate and/or APR offered to you may vary according to the age of the vehicle you purchase and/or the amount you borrow.
Consumer Hire - All lenders set their own policies regarding commission arrangements and typically the amount will be capped at a percentage of the tax list price of the vehicle or maybe pre-set but can vary and may impact the amount you pay. The higher the amount of commission, the more you will pay to hire your vehicle.
If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income or likely amount that we will receive for arranging finance for you in good time before entering into the agreement. If you would like us to disclose any potential commission prior to you entering into the agreement, please make your request to commissiondisclosurerequests@listers.co.uk. We do not charge you a fee for any of the financial services we provide.