*Offer open to retail customers in UK aged 18+, excludes Motability and Business users.
Qualifying orders apply to new car (cash and finance) orders placed between 26 May – 30th
June, £750 deposit contribution at 4.9% APR only available on personal contract plan (PCP)
finance. Delivered by the 30th June. Excludes Born and Tavascan.
Manufacturer contribution can consist of a contribution towards the cash price and a contribution
towards the deposit.
With a PCP plan, your regular monthly payments are low because a significant
proportion of the Total Amount Payable is repayable at the end of the agreement by one large
repayment.
At the end of the agreement there are three options: i) pay the optional final payment and own thevehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; oriii) replace: part exchange the vehicle.
Listers Group and its Appointed Representatives are Credit Brokers and not Credit Lenders. We are not independent as we have contractual relationships with a limited number of
lenders. Our approach is to introduce you, in the first instance, to the relevant dealership
manufacturer supporting finance company. If they are not able to make you a finance offer, where
we are permitted to do so, we will submit a proposal to one of our independent finance providers.
We do choose from a panel of lenders but do not conduct a market appraisal. Please contact us
for a list of our finance providers. In the event that none of our lenders are able to provide credit,
we will refer you to a broker to attempt to source credit for you. Note, however, the available
terms from this broker may well differ from the lenders we initially introduced to you.
We do not act on behalf of either the lender or the customer when making our introduction. We
offer a non-advised service. We cannot advise or provide any recommendation. We will provide
you with sufficient information on the lender’s financial products, but it is for you to decide whether
the finance product you choose is right for you. The decision as to whether to enter into any credit
agreement on the terms offered is yours.
COMMISSION DISCLOSURE - We do not charge you a fee for any of the financial services we
provide. We will receive a commission from the lenders we work with (either a fixed fee or a fixed
percentage of the amount you borrow). The lenders we work with could pay commission at
different rates. Some lenders may also provide preferential rates to us for the funding of our
vehicle stock and also provide financial support for our training and marketing.
Commission arrangements with our lenders have been negotiated and agreed in advance and set
by the Lender. We do not have any discretion to negotiate or adjust your interest rate, APR or any
other item included in the total charge for credit. The interest rate and/or APR offered to you may
vary according to the age of the vehicle you purchase and/or the amount you borrow.
If you are an individual, sole trader or small partnership and we are arranging a credit agreement
or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974,
you have a right to ask us to disclose the income or likely amount that we will receive for
arranging finance for you in good time before entering into the agreement. If you would like us to
disclose any potential commission prior to you entering into the agreement, please make your
request to commissiondisclosurerequests@listers.co.uk. We do not charge you a fee for any of
the financial services we provide.
Furthermore, we are dedicated to full transparency in our financing process. Before you proceed
with your selected credit agreement, we will clearly disclose the commission amount associated
with your finance arrangement. Your informed consent will be sought to ensure you understand
and agree to these terms prior to finalising and signing your chosen agreement.
Listers Group is authorised and regulated by the Financial Conduct Authority.