With a PCP plan, your regular monthly payments are low because a significant proportion of the Total Amount Payable is repayable at the end of the agreement by one large repayment.
Manufacturer contribution can consist of a contribution towards the cash price and a contribution towards the deposit.
*Covers first 5 consecutive services, limited to: 3 x Oil Service, 2 x Oil & Inspection Service with Pollen Filter, 3 x MOTs. Additional work, including wear and tear, is excluded. Warranty: earlier of 5 years or 124,000 miles. Servicing must be carried out in line with the requirements of the service schedule and all servicing and warranty work must be carried out at a Volkswagen Commercial Vehicle Authorised Repairer. Warranty exclusions apply (including shorter warranty period for components subject to wear and tear, mechanical adjustments (6 months/6,500 miles) and windscreen (1 month/600 miles). Roadside assistance: excludes costs of parts, garage, labour or other costs in excess of specified limits. Other limitations & exclusions apply. See Roadside Assistance Handbook for full details here. Servicing & MOTs administered by Volkswagen Commercial Vehicle Financial Services. Warranty administered by Volkswagen Commercial Vehicles UK. Roadside assistance administered by AA. Ordered by 1st August 2024 from participating Van Centres.
^Finance example is for a Solutions Personal Contract Plan agreement for a California 6.1 Beach Camper 2.0TDI 150PS 7-Speed DSG with a contract mileage of 10,000 miles and excess mileage charge of 7.2p per mile. Applies to new vehicles ordered by 01/08/2024. (subject to availability). Retail customers only. At the end of the agreement there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle. With Solutions Personal Contract Plan. 18s+. Subject to availability and status. T&Cs apply. Ordered by 01/08/2024 from participating Van Centres. Indemnities may be required. Subject to changes in vehicle or equipment prices. Not available in conjunction with any other finance offer and may be varied or withdrawn at any time. Accurate at time of publication [07/2024] Freepost Volkswagen Commercial Vehicle Financial Services.
Listers Group and its Appointed Representatives are Credit Brokers and not Credit Lenders. We are not independent as we have contractual relationships with a limited number of lenders. Our approach is to introduce you, in the first instance, to the relevant dealership manufacturer supporting finance company. If they are not able to make you a finance offer, where we are permitted to do so, we will submit a proposal to one of our independent finance providers. We do choose from a panel of lenders but do not conduct a market appraisal. Please contact us for a list of our finance providers.
In the event that none of our lenders are unable to provide credit, we will refer you to a broker to attempt to source credit for you. Note, however, the available terms from this broker may well be inferior to the two lenders we initially introduced to you.
We do not act on behalf of either the lender or the customer when making our introduction. We offer a non-advised service. We cannot advise or provide any recommendation. We will provide you with sufficient information on the lender’s financial products, but it is for you to decide whether the finance product you choose is right for you. The decision as to whether to enter into any credit agreement on the terms offered is yours.
COMMISSION DISCLOSURE
Consumer Credit - We do not charge you a fee for any of the financial services we provide. We will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing.
Commission arrangements with our lenders have been negotiated and agreed in advance and set by the Lender. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit. The interest rate and/or APR offered to you may vary according to the age of the vehicle you purchase and/or the amount you borrow.
Consumer Hire - All lenders set their own policies regarding commission arrangements and typically the amount will be capped at a percentage of the tax list price of the vehicle or maybe pre-set but can vary and may impact the amount you pay. The higher the amount of commission, the more you will pay to hire your vehicle.
If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income or likely amount that we will receive for arranging finance for you in good time before entering into the agreement. If you would like us to disclose any potential commission prior to you entering into the agreement, please make your request to commissiondisclosurerequests@listers.co.uk. We do not charge you a fee for any of the financial services we provide.