Terms and Conditions:
Personal Contract Plan: 18s+. Subject to status. Ordered by 30 September 2025 from participating Retailers. Indemnities may be required. Subject to changes in vehicle or equipment prices. May be varied or withdrawn at any time. Freepost SEAT Financial Services.
Personal Contract Hire: No ownership option. Contract Hire agreement. Excess mileage charges apply. Fair wear and tear charges may apply. 18s+. Subject to status. Offer available for vehicles ordered by 30 September 2025 from participating Retailers. Indemnities may be required. May be varied or withdrawn at any time. SEAT Financial Services.
^ Service Plan covers first 2 consecutive services with 1 Pollen filter replacement. Servicing must be carried out at a CUPRA Authorised Repairer, in line with the requirements of the service schedule. Additional work, including wear and tear, is excluded. Freepost SEAT Financial Services.
** Offer open to retail customers in UK, aged 18+. Receive either: a 7kW Ohme Home Pro home EV charger (tethered) with an upfront customer payment of £99, or a 7kW ePod home EV charger (untethered) with an upfront customer payment of £99, or a CUPRA Charging voucher with £500 credit who order a new CUPRA Plug-in Hybrid (CUPRA Leon, CUPRA Leon Estate, CUPRA Formentor or CUPRA Terramar) vehicle between 1 July 2025 and 30 September 2025, collect their vehicle by 31 December 2025 and installation to take place by 31 March 2026. Incentive must be requested at the point of purchase & cannot be claimed retrospectively. Read full T&Cs.
^^ To be eligible, customers must either currently own a SEAT or CUPRA or have a person at the same address currently owning a SEAT or CUPRA. Customers can receive a loyalty bonus of £750 (including VAT) towards the cost of any new SEAT or CUPRA model by providing proof of current CUPRA or SEAT ownership with valid V5 document and identification to prove ownership and proof of address.). £1000 Deposit Contribution applicable to New CUPRA models only at 6.9% APR Representative when purchased with Solutions Personal Contract Purchase. Excludes CUPRA Born and Tavascan models. Available in conjunction with existing Personal Contract Purchase finance offers. Offer cannot be claimed retrospectively against previous purchases. Listers Group staff reserve the right to confirm eligibility.
With a Personal Contact Plan, your regular monthly payments are low because a significant proportion of the Total Amount Payable is repayable at the end of the agreement in one large repayment. The manufacturer's contribution can consist of a contribution towards the cash price and a contribution towards the deposit.
At the end of the agreement, there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle.
Listers Group and its Appointed Representatives are Credit Brokers and not Credit Lenders. We are not independent as we have contractual relationships with a limited number of lenders. Our approach is to introduce you, in the first instance, to the relevant dealership manufacturer supporting finance company. If they are not able to make you a finance offer, where we are permitted to do so, we will submit a proposal to one of our independent finance providers. We do choose from a panel of lenders but do not conduct a market appraisal. Please contact us for a list of our finance providers. In the event that none of our lenders are able to provide credit, we will refer you to a broker to attempt to source credit for you. Note, however, the available terms from this broker may well differ from the lenders we initially introduced to you.
We do not act on behalf of either the lender or the customer when making our introduction. We offer a non-advised service. We cannot advise or provide any recommendation. We will provide you with sufficient information on the lender’s financial products, but it is for you to decide whether the
finance product you choose is right for you. The decision as to whether to enter into any credit agreement on the terms offered is yours.
COMMISSION DISCLOSURE - We do not charge you a fee for any of the financial services we provide. We will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing.
Commission arrangements with our lenders have been negotiated and agreed in advance and set by the Lender. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit. The interest rate and/or APR offered to you may vary
according to the age of the vehicle you purchase and/or the amount you borrow.
Consumer Hire - All lenders set their own policies regarding commission arrangements and typically the amount will be capped at a percentage of the tax list price of the vehicle or maybe pre-set but can vary and may impact the amount you pay. The higher the amount of commission, the more you will pay to hire your vehicle.
If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income or likely amount that we will receive for arranging finance for you in good time before entering into the agreement. If you would like us to disclose any potential commission prior to you entering into the agreement, please make your request to commissiondisclosurerequests@listers.co.uk. We do not charge you a fee for any of the financial services we provide.
Furthermore, we are dedicated to full transparency in our financing process. Before you proceed with your selected credit agreement, we will clearly disclose the commission amount associated with your finance arrangement. Your informed consent will be sought to ensure you understand and agree to these terms prior to finalising and signing your chosen agreement.