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PCP Representative Example provided by Volkswagen Financial Services (UK) Limited: Vehicle Price £45,325.99. Customer Deposit £13,000. Deposit Contribution £4,500.Total Deposit £17,500. Total Amount of Credit £27,825.99. First Payment £372.40. 47 Monthly Payments of £372.40. Optional Final Payment £16,547.50 (inc. £10 Option to Purchase Fee). Duration 49 months. Annual Mileage 8,000. Excess Mileage Charge 9ppm. Total Amount Payable £51,922.70. Representative APR: 7.5%
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Finance available subject to status. Indemnities may be required. Other finance offers may be available but cannot be used in conjunction with this offer.
Please note the figures shown are intended for illustration purposes only. While we endeavour to provide as accurate figures as possible, the final quotation and terms of the agreement may differ depending on the finance company used and the specification of the individual car they relate to. If you would like a bespoke quotation, please use the ‘Ask A Question’ button at the top of the page and one of our team will be in touch to discuss your specific requirements.
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Listers Group and its Appointed Representatives are Credit Brokers and not Credit Lenders. We are not independent as we have contractual relationships with a limited number of lenders. Our approach is to introduce you, in the first instance, to the relevant dealership manufacturer supporting finance company. If they are not able to make you a finance offer, where we are permitted to do so, we will submit a proposal to one of our independent finance providers. We do choose from a panel of lenders but do not conduct a market appraisal. Please contact us for a list of our finance providers. We do not act on the lenders behalf when making our introduction. We offer a non-advised service. We cannot advise or provide any recommendation. We will provide you with sufficient information on the lender’s financial products, but it is for you to decide whether the finance product you choose is right for you. The decision as to whether to enter into any credit agreement on the terms offered is yours.
We do not charge you a fee for any of the financial services we provide. We will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. Commission arrangements with our lenders have been negotiated and agreed in advance and set by the Lender. We do not have any discretion to negotiate or adjust your interest rate, APR or any other item included in the total charge for credit. The interest rate and/or APR offered to you may vary according to the age of the vehicle you purchase and/or the amount you borrow. If you are an individual, sole trader or small partnership and we are arranging a credit agreement or a consumer hire agreement for you which is regulated under the Consumer Credit Act 1974, you have a right to ask us to disclose the income that we will receive for arranging finance for you. If you would like us to disclose any potential commission prior to you entering into the agreement, please make your request to commissiondisclosurerequests@listers.co.uk. We do not charge you a fee for any of the financial services we provide..